Community Reinvestment Act (CRA) Officer

Enova International

CRA Officer leading and managing the bank’s CRA program for community investment and compliance strategy. Overseeing data reporting, partnerships, and examination management in a hybrid work environment.

Posted 5/20/2026full-timeSouth Jordan • Utah • 🇺🇸 United StatesSeniorLead💰 $108,000 - $144,200 per yearWebsite

About the role

Key responsibilities & impact

Lead the development, implementation, and multi-year management and monitoring of the Bank’s CRA Strategic Plan. Ensure goals are measurable, attainable, and aligned with the bank’s business model.
Provide quarterly reporting on performance against goals, emerging regulatory risks, and community impact.
Maintain and update the CRA Policy and Public File, ensuring full transparency and compliance with applicable rules.
Identify and manage high-impact relationships with Community Development Financial Institutions (CDFIs), non-profits, and government agencies to identify and facilitate Qualified Investments and Community Development Loans.
Develop creative service opportunities for staff that leverage the Bank’s unique technology expertise to benefit Low-to-Moderate Income (LMI) individuals and small businesses and LMI communities.
Conduct ongoing community needs assessments to ensure the Bank’s CRA activities are responsive to the specific needs of its Assessment Area.
Lead the timely and accurate annual filing of CRA data in accordance with regulatory deadlines.
Coordinate the administration of CRA examinations and serve as the primary point of contact for regulators.
Coordinate with Internal Audit and third-party reviewers to proactively identify and remediate program weaknesses.

Requirements

What you’ll need

7+ years of experience in banking compliance, with at least 5 years focused on CRA management at a $2B+ institution.
Expert-level knowledge of the CRA (Regulation BB) and fair lending (ECOA/UDAAP).
Proven track record of developing or managing a CRA Strategic Plan is highly preferred.
Experience with managing the CRA compliance examination process and engaging with regulators.
Bachelor’s Degree in business administration, finance, public policy or related field. CRCM (Certified Regulatory Compliance Manager) designation is strongly preferred.

Benefits

Comp & perks

Health, dental, and vision insurance including mental health benefits
401(k) matching plus a roth option (U.S. Based employees only)
PTO & paid holidays off
Sabbatical program (for eligible roles)
Summer hours (for eligible roles)
Paid parental leave
DEI groups (B.L.A.C.K. @ Enova, HOLA @ Enova, Women @ Enova, Pride @ Enova, South Asians @ Enova, APEX @ Enova, and Parents @ Enova)
Employee recognition and rewards program
Charitable matching and a paid volunteer day…Plus so much more!

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

CRA Strategic Plan developmentCRA compliance managementCRA data filingcommunity needs assessmentsregulatory risk reportingQualified Investments facilitationCommunity Development Loans managementCRA examinations coordinationprogram weakness remediation

Soft Skills

leadershiprelationship managementcommunicationstrategic planningproblem-solving

Certifications

CRCM