Data Scientist – Portfolio Consumer

Enova International

Data Scientist developing, enhancing, and testing models for customer acquisition and credit risk management at Enova International. Collaborating with cross-functional teams to drive strategic initiatives and manage credit models.

Posted 4/9/2026full-timeChicago • Illinois • 🇺🇸 United StatesMid-LevelSenior💰 $87,000 - $110,000 per yearWebsite

Tech Stack

Tools & technologies

PythonSQL

About the role

Key responsibilities & impact

Develop and refine proprietary models to assess customer credit profile
Collaborate closely with the Strategy and Operations team to drive new initiatives
Design and implement A/B testing frameworks to evaluate the performance of our models and product configurations, analyzing outcomes to drive continuous improvement
Communicate insights and recommendations to senior management, providing a data-driven perspective on customer risk and product development strategies

Requirements

What you’ll need

Degree in Statistics, Mathematics, Economics, Computer Science, or a related field
3+ years of experience in Data Science, Analytics or related field
Advanced programming skills and the ability to write customized programs for meaningful data analysis and predictive modeling (Python)
Experience working with relational databases, such as SQL
Excellent knowledge in applied statistical methods and machine learning models
Ability to improve your work flow and delivery timelines with AI tools.
Strong problem-solving skills and the ability to work independently in a fast-paced, dynamic environment
Experience in financial services, fintech, or a related industry preferred

Benefits

Comp & perks

Health, dental, and vision insurance including mental health benefits
401(k) matching plus a roth option (U.S. Based employees only)
PTO & paid holidays off
Sabbatical program (for eligible roles)
Summer hours (for eligible roles)
Paid parental leave
DEI groups (B.L.A.C.K. @ Enova, HOLA @ Enova, Women @ Enova, Pride @ Enova, South Asians @ Enova, APEX @ Enova, and Parents @ Enova)
Employee recognition and rewards program
Charitable matching and a paid volunteer day…Plus so much more!

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

PythonSQLA/B testingstatistical methodsmachine learningdata analysispredictive modelingdata-driven insightsmodel developmentcustomer credit assessment

Soft Skills

problem-solvingindependent workcommunicationcollaborationcontinuous improvementtime managementadaptabilityanalytical thinkingstrategic thinkinginitiative