Accountant – Safeguarding, Reconciliations

Enfuce

Accountant managing safeguarding and reconciliation processes in a fintech environment supporting regulatory obligations. Ensuring integrity and accuracy within fast-paced finance operations while collaborating with cross-functional teams.

Posted 5/28/2026full-timeRemote • 🇪🇸 SpainMid-LevelSeniorWebsite

About the role

Key responsibilities & impact

Own and execute daily safeguarding and reconciliation processes across multiple currencies, ensuring customer funds remain fully safeguarded and aligned with regulatory requirements at all times.
Perform daily reconciliations across customer balances, ledger systems, safeguarding accounts and operational payment flows.
Investigate discrepancies, resolve reconciliation breaks and escalate operational or financial risks where appropriate.
Support and execute daily scheme settlement activities across Visa and other payment schemes, ensuring settlement funding and transfers are completed accurately and within strict operational cut-off timelines.
Monitor customer prefunding balances and liquidity requirements, proactively identifying funding gaps, supporting forecasting activities and communicating operational requirements clearly to customers and internal stakeholders.
Support incident management and control processes by identifying safeguarding breaches, investigating root causes, documenting corrective actions and contributing to the ongoing strengthening of the wider control environment.
Contribute to audit readiness, governance activities and finance process improvement initiatives, while helping the team continue building scalable, automation-led and operationally resilient finance operations.

Requirements

What you’ll need

Strong experience within reconciliations, safeguarding, operational finance, payments operations or financial control environments, ideally within fintech, payments, banking, EMI or regulated financial services.
Strong attention to detail and ability to work accurately within highly controlled, high-volume and time-sensitive operational environments.
Experience investigating discrepancies, resolving reconciliation issues and operating within structured control or audit-driven environments.
Good Excel capability and confidence working across finance systems, payment platforms or reconciliation tooling.
Exposure to ledger systems, multi-currency operations or scheme settlements would be advantageous.
Strong organisational and stakeholder management skills, with the ability to communicate clearly across Finance, Compliance, Operations and external stakeholders.
A proactive, ownership-driven mindset with comfort operating within evolving scale-up environments where processes, tooling and responsibilities continue to mature.

Benefits

Comp & perks

High autonomy & ownership
Unlimited growth potential
Flexible, remote work
A supportive culture
Comprehensive benefits package

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

reconciliationssafeguardingoperational financepayments operationsfinancial controlinvestigating discrepanciesresolving reconciliation issuesaudit-driven environmentsmulti-currency operationsscheme settlements

Soft Skills

attention to detailorganizational skillsstakeholder managementclear communicationproactive mindsetownership-driven mindset