Associate Underwriter – Package Lines

Encova Insurance

Associate Underwriter evaluating and pricing new business and renewals for commercial insurance. Collaborating with a team to ensure profitable underwriting at Encova Insurance.

Posted 7/16/2026full-timeColumbus • Ohio • 🇺🇸 United StatesJuniorMid-Level💰 $43,950 - $78,759 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in commercial insurance underwriting, including risk selection, evaluation, and pricing, while ensuring compliance with state-specific underwriting laws. Proficient in managing multiple tasks and providing exceptional service in a team-oriented environment.

Highest-signal resume keywords

Commercial Lines Underwriting ExperienceRisk Selection and ClassificationUnderwriting Principles and PracticesCritical Thinking and Decision-MakingProficient in Excel

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Risk EvaluationPolicy IssuanceEndorsement ProcessingNew Business Set-UpRating Programs KnowledgeSupplemental Underwriting ReportsMVRsFinancial AnalysisSurveysStatement of Values

Soft Skills

Analytical SkillsProblem-Solving SkillsTeam CollaborationMulti-TaskingResults-Oriented

Industry Keywords

Commercial InsuranceUnderwriting LawsOperational PoliciesInsurance EnvironmentAgency Service Requests

About the role

Key responsibilities & impact

Perform routine selection, evaluation, and pricing of all assigned risks, following established procedures, for policies for all lines of commercial insurance
Review basic new and renewal business requests and determine acceptability
Perform new business set-up and rating, including obtaining additional information needed to develop a new business quote
Issue and assemble policies
Process endorsements, cancellations, declinations, and reissues of policies
Field routine agency service requests
Ensure accurate and timely servicing of accounts
Maintain user knowledge of internal systems and any available rating programs
Successfully complete transactions such as supplemental underwriting reports, MVRs, financials, surveys, agency transfers, statement of values, and driver list follow-ups

Requirements

What you’ll need

High school diploma required
Two years’ experience in a professional business or insurance environment preferred
Bachelor’s Degree from an accredited college or university is preferred and may substitute for experience
Preference may be shown to applicants who have previous commercial lines underwriting experience
Critical thinking: Ability to assess an individual situation and select applicable alternatives from an array of options
Working knowledge of the state specific underwriting laws and rules and their application to the book of business
Working knowledge of underwriting principles and practices, risk selection and classification
Working knowledge of the operational policies and procedures
Ability to multi-task several assignments simultaneously while meeting established guidelines
Results-oriented with strong decision-making, analytical and problem-solving skills
Ability to work effectively within a team environment
Proficient in Excel

Benefits

Comp & perks

Health, Dental & Vision Insurance
Company-provided life and income protection plans
Eligibility to participate in a company incentive bonus program
401(k) Retirement Plan - 100% company match up to 7% on annual salary
Paid Time Off, Paid Holidays, and Floating Holidays
Flexible Work Arrangements - Hybrid and remote depending on the role