
Product Owner
Emi
full-time
Posted on:
Location Type: Remote
Location: United States
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About the role
- Own the end-to-end lifecycle of product initiatives from idea to production rollout.
- Translate business goals into clear product requirements, epics, and user stories.
- Prioritize the backlog using impact-based frameworks (value, effort, compliance, risks).
- Define acceptance criteria, ensure requirement clarity, and maintain a clean, structured backlog.
- Work closely with Compliance, Operations, Engineering, Finance, and Customer Support teams.
- Gather business requirements, negotiate priorities, and align expectations across departments.
- Facilitate cross-functional workshops, discovery sessions, and status reviews.
- Clearly communicate product decisions, timelines, and trade-offs to internal and external stakeholders.
- Collaborate daily with engineering teams to clarify scope, manage dependencies, and unblock delivery.
- Maintain deep understanding of SDLC stages and ensure requirements are properly groomed before development.
- Validate technical feasibility with architects and developers; manage risks and constraints.
- Support QA in test case preparation and participate in UAT to ensure product quality.
- Advocate for user-centric product design across customer journeys and internal workflows.
- Review wireframes, prototypes, and UI designs to ensure clarity, usability, and consistency.
- Use UX analytics tools (heatmaps, session recordings, funnel analysis) to identify pain points.
- Translate insights into actionable product improvements and measurable UX outcomes.
- Support integrations with payment schemes such as SEPA, SWIFT, Faster Payments, ACH, etc., or support integrations with acquiring, card processing, merchant onboarding, and chargeback flows.
- Participate in discussions with banking partners, PSPs, and technical vendors.
- Understand regulatory impacts (PSD2, AML/CTF, KYC, VoP/CoP, reporting).
Requirements
- Minimum 3 years of experience as a Product Owner or in a similar product management role.
- Experience in fintech (checkout or banking) is a strong advantage.
- Solid understanding of the fintech ecosystem, industry trends, competitive landscape, and emerging payment technologies.
- Experience in fintech, EMI, PSP, or banking. Understanding of payment schemes and banking integrations.
- Experience with acquiring, card processing, merchant onboarding, and chargeback flows.
- API familiarity (basic ability to read API docs, understand request-response flows).
- Strong experience in stakeholder management and cross-department alignment.
- Solid background in UX principles, journey mapping, and usability best practices.
- Hands-on experience with UX analytics.
- Deep understanding of SDLC, including discovery, refinement, development, QA, release, and post-release monitoring.
- Ability to write clear and structured documentation – BRD, PRD, acceptance criteria, use-cases, flow diagrams.
- Experience working with engineering teams using Scrum/Kanban.
- Analytical thinking and ability to make decisions based on data, constraints, and risk assessment.
- Ownership mindset with proactive problem-solving.
- Strong communication skills and ability to simplify complex concepts.
- High attention to detail and ability to structure ambiguous inputs.
- Empathy, user-centric mindset, and ability to balance business and tech perspectives.
Benefits
- Annual Learning & Development Budget – invest in your growth with dedicated funds for courses, training, and certifications.
- Regular Performance Reviews Based on KPIs – for your professional growth.
- Transparent career growth – with opportunities to achieve Lead roles within 1 year, Head roles in 2 years, and even C-level within 4 years, based on exceptional performance.
- Innovation Financial Rewards – share your ideas through our Ideas Hub and earn extra bonuses.
- Paid Vacation – with the flexibility to transfer unused days to the next year or receive compensation.
- Paid Sick Leave – available to cover medical needs and emergencies.
- Public Holidays tailored to your country’s calendar.
- Flexible Payout Options – PE accounts or popular e-wallets.
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
product managementstakeholder managementUX principlesjourney mappingAPI familiaritySDLCScrumKanbanUX analyticsacceptance criteria
Soft Skills
analytical thinkingstrong communicationownership mindsetproactive problem-solvinghigh attention to detailempathyuser-centric mindsetcross-department alignmentnegotiationclarity in documentation