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Closer
eLEND SolutionsCloser responsible for delivering operational excellence in mortgage loan lifecycle at eLEND. Collaborating with internal teams and ensuring accurate closings in compliance with regulatory requirements.
About the role
Key responsibilities & impact- Review mortgage loan files to identify and clear outstanding conditions prior to closing.
- Manage loans through the final stages of the mortgage closing process.
- Prioritize and manage an active closing pipeline based on scheduled closing dates.
- Coordinate with Processors, Underwriters, Funding, and Team Leads to ensure timely closings.
- Resolve closing issues while keeping transactions on schedule.
- Prepare and issue Closing Disclosures (CDs) to borrowers and settlement agents in accordance with CFPB and TRID timing requirements.
- Ensure Closing Disclosures are acknowledged prior to document preparation.
- Generate complete closing packages for settlement agents.
- Verify the accuracy of closing documentation before release.
- Maintain accurate loan documentation throughout the closing process.
- Partner with title companies and closing agents throughout the closing process.
- Confirm closing costs and review final settlement figures.
- Ensure all required closing documents and conditions have been received.
- Communicate outstanding items necessary to successfully complete transactions.
- Respond to questions and resolve issues related to scheduled closings.
- Ensure compliance with CFPB, TRID, agency, investor, and company guidelines.
- Maintain current knowledge of federal, state, and local mortgage regulations.
- Verify loan information for accuracy prior to closing.
- Maintain complete and compliant loan records.
- Support quality standards that minimize post-closing corrections.
- Enter and maintain accurate loan information within Encompass and the Loan Origination System (LOS).
Requirements
What you’ll need- Minimum of 3-5 years of mortgage closing experience.
- Solid understanding of residential mortgage lending and closing processes.
- Strong knowledge of CFPB regulations and TRID disclosure requirements.
- Exceptional organizational and time management skills.
- Strong attention to detail with a high level of accuracy.
- Excellent written and verbal communication skills.
- Ability to prioritize multiple deadlines in a fast-paced environment.
- Strong problem-solving and customer service skills.
- Ability to work independently while collaborating effectively with cross-functional teams.
- Proficiency using mortgage software and Microsoft Office applications.
Benefits
Comp & perks- Competitive hourly pay $29.00-$37.00/hr
- per file incentive
- Comprehensive Medical, Dental & Vision Coverage
- 401(k) Program with match
- Paid Time Off & Company Holidays
- Professional Development Opportunities
- Career Growth within Mortgage Operations
- Collaborative, high-performing team environment
ATS Keywords
✓ Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
Mortgage Closing ProcessesLoan Documentation AccuracyClosing Disclosure PreparationSettlement Package GenerationCompliance with Mortgage Regulations
Soft Skills
Attention to DetailTime ManagementProblem-SolvingCustomer ServiceEffective Communication