Efí Bank

Senior AML/CFT Analyst

Efí Bank

full-time

Posted on:

Location Type: Remote

Location: Remote • 🇧🇷 Brazil

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Job Level

Senior

About the role

  • Serve as the technical reference for AML/CFT, interpreting regulations and applying the Risk-Based Approach (RBA).
  • Lead reviews and improvements of the department's processes and internal documentation.
  • Conduct in-depth analyses of transactions and atypical situations, issuing conclusive assessments.
  • Perform investigations and reports to regulatory authorities.
  • Monitor transactional, customer (onboarding/profile) and reputational risks of clients, partners and counterparties.
  • Perform KYC, KYP, KYS and KYE due diligence, including complex and high-risk cases.
  • Act as the focal point with regulators and auditors, preparing responses and supporting technical analyses.
  • Propose and refine AML/CFT monitoring rules.
  • Contribute to governance forums, KPIs and executive reporting.
  • Promote an AML/CFT culture and support internal training.

Requirements

  • Bachelor's degree or higher.
  • Previous experience in a financial institution, payment institution or bank.
  • Solid experience in AML/CFT activities.
  • Knowledge of the AML/CFT legal and regulatory framework (e.g., BCB Circular 3.978/20; BCB Circular Letter 4.001/20; and Law 9.613/98).
  • Knowledge of money laundering and terrorist financing typologies in the payments market, financial products and payment accounts.
  • Experience interacting with regulatory bodies and auditors.
  • Knowledge of process and control automation.
  • AML/CFT certification.
  • Familiarity with Advice tools.
Benefits
  • 4-day work week — our work schedule is 4 days (32 hours per week).
  • Unimed health plan with co-payment for employees and dependents (regional, state or national coverage).
  • Clude Saúde: access to digital medical consultations and other online health solutions anytime, anywhere.
  • OdontoPrev dental plan with co-payment for employees and dependents.
  • Food allowance of R$1,000 per month and meal voucher of R$33.70 per working day, both loaded on the Eva Card flexible benefits card.
  • Wellhub (Gympass): corporate fitness platform focused on quality of life and well‑being, providing access to partner gyms and studios for employees and dependents.
  • Home-office allowance of R$140 per month. For hybrid employees this reimbursement is proportional.
  • Work infrastructure.
  • One day off to celebrate your birthday with the #YourEfíDay benefit.
  • Corporate University.
  • Tuition assistance/scholarships for employees and dependents, according to company policy.
  • Language course scholarships for employees, according to company policy.
  • Extended maternity leave of 7 months and extended paternity leave of 30 days; also available to adoptive parents.
  • Life insurance.
  • Emotional health program and discounted psychological care for employees and dependents via the Moodar platform.
  • Employee benefits club with exclusive discounts and partnerships for Efí employees.

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard skills
AML/CFT activitiesKYCKYPKYSKYE due diligenceprocess and control automationtransaction analysisrisk assessmentregulatory complianceexecutive reporting
Soft skills
leadershipanalytical thinkingcommunicationinterpersonal skillsproblem-solvingorganizational skillstraining and developmentcollaborationattention to detailadaptability
Certifications
AML/CFT certification