Senior Underwriter

eCapital Corp.

Senior Underwriter at eCapital evaluating prospective clients' financials and risk factors. Collaborating with sales and management for compliance and effective funding processes.

Posted 7/21/2026full-timeRemote • 🇺🇸 United StatesSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in evaluating financial statements and collateral to support credit decisions, with a strong focus on transaction structuring and compliance within the risk framework. Proven ability to manage multiple projects and build relationships with internal and external stakeholders.

Highest-signal resume keywords

Financial Statement AnalysisTransaction StructuringFactoring DocumentationProject ManagementRelationship Building

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Collateral ReviewRisk AssessmentDue Diligence CoordinationSanction Request CompletionFunding Documentation Preparation

Soft Skills

Attention to DetailOrganizational SkillsOral CommunicationWritten CommunicationProfessional Presentation

Industry Keywords

FactoringUnderwritingFinancial Performance ProjectionsComplianceStakeholder Engagement

About the role

Key responsibilities & impact

Evaluate prospective clients by analyzing financial statements, collateral, and risk factors to support informed credit decisions.
Work closely with sales, operations, and senior management, coordinating due diligence, funding, and onboarding while ensuring compliance with the company’s risk framework and best practices.
Coordinate and analyze results of due diligence searches, audits, and background reports.
Where appropriate, meet and/or interview the prospective client’s management team onsite.
Collate and review prospective client’s historical and projected financial statements, cash flows, availability of collateral value ensuring accurately reflected in Sanction Request.
Identify critical transactional/structural risks and communicate issues to senior management.
Completion of the Sanction Request in compliance with the Risk Framework in collaboration with the Sales Team member.
Facilitate the effective hand over of new client to Operations staff servicing the facility.
Coordinate internally and externally; including with third-parties such as existing lenders, partner lenders, appraisers, outside counsel and industry consultants bringing in senior management at the appropriate time.
Support networking activities as needed.
Undertake project work as required by the local and/or group companies.
Coordinate the initial funding of transactions including the closing/reconciliation of good faith deposits and the preparation of funding documentation and memos.

Requirements

What you’ll need

Proven ability to review collateral, financial performance and projections.
High attention to detail
Organizational skills essential
Strong skills regarding transaction structuring.
High level of familiarity with documentation specific to Factoring facilities.
Ability to build internal and external relationships.
Work in a fast-moving team environment.
Must be able to manage several projects in varying stages at the same time.
Must be able to take ownership / responsibility of work product.
Ability to present with professionalism and confidence to external committees, stakeholders, and investors.
Consistent and timely follow up essential to Team/Sales/Mgmt; etc
Strong oral and written communication skills
Undergraduate degree in finance or other business-related field preferred or undergraduate degree supplemented with relevant work experience.
Minimum 5 years of experience as an Underwriter.
Background in Factoring required.

Benefits

Comp & perks

Annual Bonus Incentives
Remote/Hybrid Work
PTO
Health, Dental, and Life Benefits
401k Matching
Abundant professional development opportunities