Own the full fraud policy lifecycle — spanning identity verification, account opening, deposits, card transactions, and key monetary actions — from signal analysis and risk design through rule implementation, monitoring, iteration, and ongoing optimization
Proactively identify emerging fraud vectors and redesign controls before losses materialize
Support AML rule design, simulation, and governance in partnership with Financial Crimes Compliance
Define the long-term fraud strategy that anchors roadmap priorities across Product and Engineering
Lead fraud initiatives spanning Engineering, Product, Compliance, Fraud Ops, and external partners including Visa and banking partners
Serve as the primary escalation point during fraud incidents and ATO attacks — leading real-time response across teams
Drive alignment on risk decisions that balance fraud exposure, customer experience, and regulatory requirements simultaneously
Build and maintain fraud dashboards enabling real-time monitoring and self-serve analytics
Mentor junior analysts and build knowledge transfer programs to scale fraud capability across the organization

Requirements

7+ years in analytics within fintech or consumer products
Bachelor’s, Master’s, or PhD, or equivalent industry experience
Demonstrated experience with SQL and have experience with Python or R
Experience with external fraud platforms such as Visa Risk Manager, Socure or equivalent
Experience with Periscope, Tableau, Databricks, Amplitude, and/or Optimizely is a plus
Demonstrated ability to lead cross-functional programs without formal authority
Proven track record of driving structural improvements in fraud outcomes across multiple domains simultaneously
Skilled at using data to identify emerging fraud trends, quantify exposure, and translate analytical findings into actionable policy and control changes
Strong understanding of how a credit card program works end-to-end — including transaction lifecycle, authorization and decline flows, dispute and chargeback processes, credit reporting obligations, and the relationship between card networks, issuing banks, and program managers
Strong communicator who can translate fraud concepts for non-technical audiences and business requirements into system design decisions
Comfortable operating under ambiguity and driving from incident to structured action quickly.

Benefits

equity
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Applicant Tracking System Keywords

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Hard Skills & Tools

SQLPythonRdata analysisfraud policy designrisk designfraud monitoringfraud analyticsAML rule designfraud trend identification

Soft Skills

leadershipcommunicationmentoringcross-functional collaborationproblem-solvingadaptabilityanalytical thinkingstrategic thinkingdecision-makingknowledge transfer