Compliance Officer

dLocal

Compliance Officer overseeing regulatory compliance and AML/KYC controls for fintech operations in Colombia. Engaging in local regulatory bodies and maintaining compliance documentation and training.

Posted 6/11/2026full-timeBogotá • 🇨🇴 ColombiaMid-LevelSeniorWebsite

About the role

Key responsibilities & impact

Oversee compliance with Colombian fintech regulations, including obligations under the SFC and UIAF, ensuring the company's operations remain aligned with evolving local requirements.
Maintain and update the repository of compliance obligations applicable to the Colombian market, keeping pace with regulatory changes.
Conduct ongoing regulatory monitoring and serve as the primary point of contact with local regulatory bodies.
Oversee the day-to-day application of AML/KYC controls at the operational level, ensuring processes meet SAGRILAFT and PTEE requirements.
Identify, assess, and manage financial crime risks, implementing corrective actions and escalating issues where necessary.
Review and support merchant and counterparty onboarding processes, applying risk-based due diligence criteria.
Monitor transaction activity for red flags and coordinate with global compliance and risk teams on alerts, investigations, and escalations.
Prepare and submit required regulatory reports, including thematic compliance reports and the annual self-assessment of the internal control system.
Support banking relationship management by providing compliance documentation and responding to due diligence requests from financial partners.
Track and follow up on recommendations from internal audits and control reviews, particularly those related to AML and KYC.
Enforce adherence to the company's risk control framework across local departments, promoting a practical culture of compliance rather than a purely procedural one.
Continuously assess and update the risk register for Colombian operations, overseeing incident logging and resolution tracking.
Deliver compliance training to operational staff, with a focus on AML/KYC obligations and fintech-specific regulatory requirements.
Collaborate with global compliance, legal, and product teams to ensure local requirements are reflected in processes and controls.

Requirements

What you’ll need

Degree in Law, Business, Finance, Accounting, or a related field — we welcome candidates from either a legal or financial background.
4–6 years of experience in compliance, AML, or KYC roles within the banking or fintech sector in Colombia.
Solid working knowledge of Colombia's financial crime regulatory framework, including SAGRILAFT, PTEE, SFC regulations, and UIAF reporting obligations.
Hands-on experience with transaction monitoring, onboarding reviews, and regulatory reporting.
Clear, direct communicator — able to translate regulatory complexity into practical guidance for non-compliance teams.
Comfortable working in a fast-moving, cross-functional environment with competing priorities.
Fluent in Spanish and English (required given the international nature of the role).

Benefits

Comp & perks

Flexibility: we have flexible schedules and we are driven by performance.
Fintech industry: work in a dynamic and ever-evolving environment, with plenty to build and boost your creativity.
Referral bonus program: our internal talents are the best recruiters - refer someone ideal for a role and get rewarded.
Social budget: you'll get a monthly budget to chill out with your team (in person or remotely) and deepen your connections!
dLocal Houses: want to rent a house to spend one week anywhere in the world coworking with your team? We’ve got your back!

ATS Keywords

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Hard Skills & Tools

complianceAMLKYCtransaction monitoringregulatory reportingrisk managementdue diligencefinancial crime risk assessmentregulatory compliancerepository management

Soft Skills

clear communicationcross-functional collaborationproblem-solvingtraining deliveryadaptabilityattention to detailorganizational skillsstakeholder managementpractical guidancerelationship management