
US Chief Executive Officer (CEO) / Chief Operating Officer (COO)
dLocal
full-time
Posted on:
Location Type: Hybrid
Location: United States
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Job Level
Tech Stack
About the role
- Lead and legally represent the US regulated entity through licensing, launch and early-scale operations, acting as the designated CEO & COO with full accountability for regulatory compliance, operational execution, and local performance.
- This role combines executive ownership with hands-on execution: setting strategy, building the operating model from the ground up, and ensuring the entity meets all supervisory expectations across multiple US licences.
- You will serve as the primary accountable executive before regulators, the local Board, and Group leadership, while building a lean, high-performing team and embedding scalable, automation-driven processes from day one.
Requirements
- U.S. residency and permanent work eligibility.
- Located in the United States
- 6+ years leadership experience in fintech/payments or regulated financial services, with experience launching or scaling a US money transmitter or a closely related business.
- Strong background in money transmission, remittances, payment processing, e‐wallets, crypto, and/or similar businesses where funds movement and licensing are core.
- Prior experience working closely with U.S. state regulators and/or federal regulators on licensing, exams, and ongoing supervision strongly preferred.
- Prior experience as CEO, COO, General Manager, or equivalent business line leader with P&L responsibility and demonstrated success scaling a regulated financial or payments business.
- Solid understanding of U.S. state money transmitter laws, BSA/AML, OFAC sanctions, KYC/KYB, and applicable consumer protection requirements.
- Demonstrated experience partnering with a Chief Compliance Officer/BSA Officer and legal counsel to design, implement, and enhance compliance programs.
- Familiarity with Board governance and audit-readiness in a regulated context.
- Strong operational execution skills; comfortable building from “zero to one”.
- Excellent communication and relationship‐building skills with Boards, regulators, banks, and strategic partners.
- Spanish proficiency is an advantage.
- Preferred Qualifications
- Bachelor’s degree in business, finance, economics, engineering, law, or a related discipline required; advanced degree (MBA, JD, or similar) preferred.
- Relevant certifications (e.g., CAMS, CRCM, PMP) are a plus, especially where they complement strong compliance and operational leadership.
Benefits
- Flexibility: we have flexible schedules and we are driven by performance.
- Fintech industry: work in a dynamic and ever-evolving environment, with plenty to build and boost your creativity.
- Referral bonus program: our internal talents are the best recruiters - refer someone ideal for a role and get rewarded.
- Learning & development: get access to a Premium Coursera subscription.
- Language classes: we provide free English, Spanish, or Portuguese classes.
- Social budget: you'll get a monthly budget to chill out with your team (in person or remotely) and deepen your connections!
- dLocal Houses: want to rent a house to spend one week anywhere in the world coworking with your team? We’ve got your back!
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
money transmissionremittancespayment processinge-walletscryptoregulatory complianceP&L responsibilitycompliance programsaudit-readinessoperational execution
Soft Skills
leadershipcommunicationrelationship-buildingstrategic thinkingteam buildingoperational executionproblem-solvingcollaborationadaptabilitynegotiation
Certifications
CAMSCRCMPMP