dLocal

US Chief Executive Officer (CEO) / Chief Operating Officer (COO)

dLocal

full-time

Posted on:

Location Type: Hybrid

Location: United States

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Job Level

Tech Stack

About the role

  • Lead and legally represent the US regulated entity through licensing, launch and early-scale operations, acting as the designated CEO & COO with full accountability for regulatory compliance, operational execution, and local performance.
  • This role combines executive ownership with hands-on execution: setting strategy, building the operating model from the ground up, and ensuring the entity meets all supervisory expectations across multiple US licences.
  • You will serve as the primary accountable executive before regulators, the local Board, and Group leadership, while building a lean, high-performing team and embedding scalable, automation-driven processes from day one.

Requirements

  • U.S. residency and permanent work eligibility.
  • Located in the United States
  • 6+ years leadership experience in fintech/payments or regulated financial services, with experience launching or scaling a US money transmitter or a closely related business.
  • Strong background in money transmission, remittances, payment processing, e‐wallets, crypto, and/or similar businesses where funds movement and licensing are core.
  • Prior experience working closely with U.S. state regulators and/or federal regulators on licensing, exams, and ongoing supervision strongly preferred.
  • Prior experience as CEO, COO, General Manager, or equivalent business line leader with P&L responsibility and demonstrated success scaling a regulated financial or payments business.
  • Solid understanding of U.S. state money transmitter laws, BSA/AML, OFAC sanctions, KYC/KYB, and applicable consumer protection requirements.
  • Demonstrated experience partnering with a Chief Compliance Officer/BSA Officer and legal counsel to design, implement, and enhance compliance programs.
  • Familiarity with Board governance and audit-readiness in a regulated context.
  • Strong operational execution skills; comfortable building from “zero to one”.
  • Excellent communication and relationship‐building skills with Boards, regulators, banks, and strategic partners.
  • Spanish proficiency is an advantage.
  • Preferred Qualifications
  • Bachelor’s degree in business, finance, economics, engineering, law, or a related discipline required; advanced degree (MBA, JD, or similar) preferred.
  • Relevant certifications (e.g., CAMS, CRCM, PMP) are a plus, especially where they complement strong compliance and operational leadership.
Benefits
  • Flexibility: we have flexible schedules and we are driven by performance.
  • Fintech industry: work in a dynamic and ever-evolving environment, with plenty to build and boost your creativity.
  • Referral bonus program: our internal talents are the best recruiters - refer someone ideal for a role and get rewarded.
  • Learning & development: get access to a Premium Coursera subscription.
  • Language classes: we provide free English, Spanish, or Portuguese classes.
  • Social budget: you'll get a monthly budget to chill out with your team (in person or remotely) and deepen your connections!
  • dLocal Houses: want to rent a house to spend one week anywhere in the world coworking with your team? We’ve got your back!
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
money transmissionremittancespayment processinge-walletscryptoregulatory complianceP&L responsibilitycompliance programsaudit-readinessoperational execution
Soft Skills
leadershipcommunicationrelationship-buildingstrategic thinkingteam buildingoperational executionproblem-solvingcollaborationadaptabilitynegotiation
Certifications
CAMSCRCMPMP