Wholesale – Corporate Credit Specialist

DLL

Wholesale/Corporate Credit Specialist responsible for underwriting and managing credit risk for equipment-based financing portfolio with relationship management responsibilities.

Posted 7/30/2026full-timeWatford • 🇬🇧 United KingdomSeniorLeadWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in credit risk analysis, structured finance, and asset-based lending solutions, with a strong focus on client relationship management and stakeholder collaboration. Proven ability to conduct advanced financial modeling and deliver tailored lending solutions while ensuring compliance with credit policies and regulatory requirements.

Highest-signal resume keywords

Credit Risk AnalysisStructured FinanceFinancial ModellingStakeholder ManagementClient Relationship Management

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit Application PreparationCash Flow ModellingStress TestingScenario AnalysisPortfolio MonitoringRisk ManagementCovenant ComplianceCredit Policies AdherenceTransaction Process ManagementCredit Decisioning

Soft Skills

Excellent Communication SkillsCommercial JudgementCustomer-Centric ApproachCollaborationCoaching and Mentoring

Industry Keywords

Corporate LendingAsset-Based LendingRisk AppetiteRegulatory RequirementsEmerging RisksDeal ExecutionPortfolio ReportingSector InsightsRisk AnalyticsContinuous Improvement

About the role

Key responsibilities & impact

Responsible for supporting the Relationship team in engaging and growing long term client relationships.
Lead role in analysing, underwriting and managing credit risk across corporate and wholesale lending portfolios.
Support new business origination through deal team process management leading to credit applications for decisioning.
Ongoing portfolio monitoring and disciplined risk management.
Work effectively with all relevant departments to deliver the best customer journey experience through tailored solutions, ensuring risk/reward standards are met.
Engage proactively with Relationship Team to support commercial objectives.
Help structure complex lending solutions linked to wider Rabobank senior financing arrangements.
Manage end-to-end transaction process with stakeholders including Relationship Team, Risk, Legal and Product teams.
Own and lead credit analysis for new transactions from origination through approval.
Conduct in-depth financial analysis including cash flow modelling, stress testing and scenario analysis.
Evaluate business models, management quality and sector-specific risks.
Prepare, review and present high quality and balanced credit applications.
Ensure adherence to credit policies, risk appetite and regulatory requirements.
Monitor portfolio performance, including covenant compliance and early warning indicators.
Identify and escalate emerging risks and recommend appropriate mitigation strategies.
Drive efficiency in deal execution and credit decision turnaround times.
Contribute to portfolio reporting, sector insights and risk analytics.
Coach and mentor team members and share best practices.

Requirements

What you’ll need

Strong knowledge of structured finance, asset-based lending solutions and how to document the approved solution and monitor in-life performance.
Extensive (10+ years) experience of conducting credit risk analysis / credit application preparation / supporting solution delivery in corporate lending environments.
Promotes a customer-centric approach, building and maintaining strong, long-term client relationships.
Advanced financial modelling and analytical capability.
Excellent written and verbal communication skills.
Strong commercial judgement and capable stakeholder influencer.
Ability to work autonomously, while collaborating across multiple teams, and juggling multiple priorities / deadlines.
Continuous improvement and growth mindset.
Prior people management experience would be an upside attribute.

Benefits

Comp & perks

Work-Life Balance: Flexible working, including hybrid, designed to support you at every stage of life.
Global and Inclusive Culture: A global and inclusive culture where your unique background and perspectives are valued.
Two volunteering days: Two working days to contribute to charities and your community.
Comprehensive Benefits: Health, wellness, and financial programs, including mental health support, parental leave, and industry leading holiday package.
Professional Growth: Access to training, mentorship, tuition reimbursement, and career development programs tailored to your goals.