Corporate Credit Analyst
DLL
full-time
Posted on:
Location Type: Hybrid
Location: Sydney • Australia
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About the role
- Undertake financial analysis and modelling for new and existing clients across key sectors such as Agriculture, Construction, Transport, Industrial, Healthcare, Energy Transition, Office equipment and Tech Finance.
- Liaises with all back office functionalities, sales/account management, credit/risk management, legal and asset management, together with relevant third parties.
- Collect customer/vendor information utilizing applicable systems and procedures and assess completeness and topicality of information.
- Analyse risk (financial, asset, market, security, legal and contractual), review and re-rate customers/end users, local vendors or local dealers.
- Write credit application reports, decide on end-user credit applications and local vendor/ dealer agreements within given authority level, make sound recommendations and present applications to higher Credit decisioning authorities including local and global Credit Committees.
- Advise, prepare and participate in local Credit Committee on decision making regarding end-user credit applications and local vendor/dealer agreements within given authorization level.
- Monitor, coordinate and advise on credit/risk profiles, corporate/external policies, regulations and sales mandates in co-operation with departments involved.
- Contribute to the development of local credit and risk management policies, regulations and guidelines.
- Provide information, support, training and align front - and back-office parties on credit and risk management policies, processes and issues.
Requirements
- Degree in accounting, finance, commerce or related field.
- Must have atleast 5 years of relevant experience in asset / equipment finance with a DLA held of at least AUD 1.5 million
- Advanced financial Analysis skills.
- Understanding of Vendor-based and Dealer-based asset finance partnerships, including both strategic commercial objectives and risk management principles.
- Understanding of documentation, security, and legal processes, including expert level of PPSR understanding and application.
- The key to success in this role is your ability to analyse the risks and rewards in Vendor, Dealer and Customer relationships, and effectively communicate those risks and rewards in a well-written, professional Credit Application.
- Strong ability to effectively communicate with internal and external customers.
- Excellent comprehension, written and verbal communication skills.
- Ability to organise and prioritise work to assist the Credit team in meeting its objectives.
- Ability to manage multiple tasks and deadlines.
- Flexibility – Ability to remain focused despite changing priorities.
- Ability to handle high work volumes and respond to requests on a timely basis.
- Consultative approach to working with all stakeholders – team player.
- Ability to negotiate and solve problems to respond to internal and external customer requests promptly and correctly.
- Strong ability to share business and risk knowledge with other DLL members, in order to build a culture of risk management balanced with commercial objectives.
- Creative problem solver with an adaptive approach.
- A lifelong learner, able to self-motivate and work autonomously in a fast-paced environment.
Benefits
- Two working days per year volunteering for a local charity.
- Health and Wellness program including healthy food, free health checks, fun health & vitality activities.
- Flexible hours with possibility to work from home
- Career development opportunities: online learning, member development programs.
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
financial analysisfinancial modelingcredit application writingrisk analysisasset financevendor-based financedealer-based financePPSR understandingdocumentation processeslegal processes
Soft Skills
communication skillsorganizational skillsproblem-solvingnegotiation skillsconsultative approachflexibilitytime managementteam playeradaptabilityself-motivation
Certifications
degree in accountingdegree in financedegree in commerce