DLL

Senior Credit Analyst

DLL

full-time

Posted on:

Location Type: Hybrid

Location: Porto Alegre • Brazil

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Job Level

Senior

About the role

  • Analyze financial, asset, market, legal and contractual risks, including the preparation of MRA analysis and the use of the Central Rating Engine to calculate the risk rating;
  • Preparing credit request reports as a sound basis for own decision-making or for decision-making by senior risk officers and the risk committee (depending on the level of authority);
  • Deciding on credit requests within a given level of authority in order to support the business unit in meeting its expected loss targets;
  • Monitoring the credit/risk profile of the assigned portfolio to maintain control and access the opportunity for corrective action;
  • Provide information, support, training and align all parties on credit and risk management policies, processes and issues in order to cultivate a sound (credit) risk organization and (credit) risk awareness culture;
  • Ensure compliance with global and local credit and risk management policies;
  • Must have the ability to communicate, both orally and in writing, with other team members and with customers.

Requirements

  • Completed bachelor's degree in Business Administration, Accounting or related areas;
  • Postgraduate degree or MBA desirable.
  • Advanced knowledge of financial indicators;
  • Skills in analyzing and mitigating credit risks;
  • Proficiency in using credit models and scoring systems;
  • Experience in using Excel;
  • PowerBI desirable;
  • Strong communication and negotiation skills;
  • Problem-solving skills;
  • Commitment, dedication and proactivity;
  • Analytical skills.
Benefits
  • Two working days per year volunteering for a local charity.
  • Health and Wellness program including healthy food, free health checks, fun health & vitality activities.
  • Flexible hours with possibility to work from home.
  • Career development opportunities: online learning, member development programs.
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
financial analysiscredit risk analysiscredit modelsscoring systemsExcelPowerBIrisk rating calculationMRA analysiscredit request reportingportfolio monitoring
Soft Skills
communicationnegotiationproblem-solvingcommitmentdedicationproactivityanalytical skills
Certifications
bachelor's degreepostgraduate degreeMBA