Commercial Funding Manager

DJH

Commercial Funding Manager at DJH engaging with clients to structure and negotiate funding facilities. Developing networks and managing relationships across various funding solutions.

Posted 6/15/2026full-timeStoke on Trent • 🇬🇧 United KingdomMid-LevelSeniorWebsite

About the role

Key responsibilities & impact

Engage with clients to understand their needs and objectives, then approach the market to source, structure, negotiate, and secure approval for a range of facilities, including working capital, commercial property, asset finance, and cash flow finance.
Develop and maintain a network of funders, understanding their target market and applying this knowledge and understanding to satisfy client needs.
Evaluate the needs of a businesses, meeting these needs with effective funding solutions and clearly communicating these options, allowing decision makers to make informed decisions across a range of funding solutions.
Be responsible for building relationships and working collaboratively across our network of offices.
Share your knowledge of the SME funding market by mentoring & stretching the development of others, whilst also investing in opportunities for your own personal development.
Manage multiple funding processes from start to finish managing client expectations through to a timely completion
Ensure compliance with mandatory Risk policies and procedures relating to governance, regulatory compliance operational and legal risk.

Requirements

What you’ll need

Have experience working in an SME Banking environment, maybe as a relationship manager or a business development background.
Have a passion and strong understanding of business funding.
Have an ability to assess funding options gained from experience ideally within a banking or similar corporate finance environment.
Hold the necessary credit skills to analyse businesses and loan requests to identify key issues and develop appropriate solutions.
Hold strong relationship skills, including the ability to convey and explain information coherently in both oral and written formats.
Be able to create positive relationships both with external professionals, funders & solicitors.
Have an ability to challenge management teams to achieve optimum outcomes.
Be capable of analysing profit and loss, balance sheet and cashflow statements (integrated models) and challenge assumptions ensuring they are fit for funder submission.
Demonstrate excellent Microsoft Office skills (Excel, Word, PowerPoint)
Be an ambitious and hard-working self-starter
Thrive in a collaborative and progressive environment.
Love getting to know people with fantastic communication skills.
Be flexible to travel as required to other offices and/or events.

Benefits

Comp & perks

Competitive salary
Generous holiday allowance with the ability to buy up to 5 extra days, have your birthday off and a volunteer day
Flexible hybrid working
Salary sacrifice car scheme
Tailored learning and development
Company pension
Health MOTs
Mental health support
A fully loaded wellbeing, social & community calendar.

ATS Keywords

✓ Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools

business fundingcredit analysisprofit and loss analysisbalance sheet analysiscash flow analysisfunding solutionsnegotiationrisk managementregulatory complianceSME banking

Soft Skills

relationship managementcommunicationcollaborationmentoringproblem-solvinganalytical thinkingself-starterflexibilityclient engagementteamwork