Commercial Lines New Business Underwriter – Habitational E&S

Distinguished Programs

Commercial Lines New Business Underwriter specializing in Multi-Family and Landlord insurance for urban properties. Engaging with brokers for account management and risk underwriting.

Posted 7/15/2026full-timeRemote • 🏈 Anywhere in North AmericaJuniorMid-Level💰 $65,000 - $75,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in commercial property underwriting, particularly in habitational risks, while effectively managing relationships with brokers and internal teams to enhance customer experience and underwriting profitability.

Highest-signal resume keywords

Commercial Property UnderwritingE&S ExperienceProperty And Casualty Insurance LicenseHabitational P&C PoliciesRisk Analysis

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

UnderwritingRisk Exposure AnalysisLoss Frequency AssessmentFile DocumentationMarket Intelligence

Soft Skills

Detail-OrientedOrganizational SkillsTime ManagementCommunicationCollaboration

Tools & Technologies

Online Broker Portal

Certifications & Qualifications

Bachelor’s DegreeProfessional Designations

Industry Keywords

Habitational RisksUnderwriting ProfitabilityCustomer ExperienceBroker RelationshipsEvolving Organization

About the role

Key responsibilities & impact

Handle new business accounts through outbound interaction with various carriers and brokers.
Work collaboratively and communicate effectively with internal sales staff on new business submissions.
Underwrite habitational risks by identifying and analyzing risk exposures, loss frequency and severity against desired coverage.
Develop relationships with both external and internal customers, with the 'customer experience' in mind, and deliver exceptional experiences with every interaction, in all modes of communication.
Provide and create solutions for a broad range of inquiries from brokers and team members.
Adhere to rating rules with proper file documentation.
Navigate our online broker portal to complete tasks and troubleshoot.
Identify opportunities to improve underwriting efficiencies.
Work independently within deadlines while understanding the necessity for communicating and coordinating work efforts with stakeholders.
Obtain and understand market intel and trends.
Handle work with a focus on underwriting profitability.

Requirements

What you’ll need

Minimum of 2 years of commercial property underwriting E&S experience required.
Bachelor’s degree or equivalent combination of education and experience.
Understanding of habitational P&C policies preferred.
Property and Casualty insurance license preferred (6 months preparation time permitted).
Eager for continual learning; professional designations are a plus.
Must be self-driven, detail-oriented, comfortable in a growing ever-changing organization, and have strong organizational skills including time-management and prioritization.
Some travel may be required from time to time for team and broker meetings.

Benefits

Comp & perks

Summer Fridays (Leave at 2:00PM all Fridays from Memorial Day to Labor Day).
Great healthcare coverage including Medical, Vision, and Dental.
401k with company match.
Immediately 100% vested.
Life, AD&D, Critical Illness, Accident, and Disability (short-term & long-term) insurance.
Growth and development opportunities.
Work-Life Balance and wellness benefits with generous time off policy including PTO and paid holidays.
Dependent Care FSA, Healthcare FSA, Virtual Telemedicine, Employee Discount Programs, Paid Parental Leave, HSA, HRA, Commuter/Transit FSA, and a Sabbatical every 7 years.