Commercial Lines New Business Underwriter – Habitational

Distinguished Programs

Commercial Lines New Business Underwriter specializing in Multi-Family, Landlord, Apartment, and Condo insurance. Opportunity to work with a passionate team committed to growth and customer success.

Posted 6/25/2026full-timeRemote • 🇺🇸 United StatesMid-LevelSenior💰 $65,000 - $75,000 per yearWebsite

About the role

Key responsibilities & impact

Handle new business accounts through outbound interaction with various carriers and brokers
Work collaboratively and communicate effectively with internal sales staff on new business submissions
Underwrite habitational risks by identifying and analyzing risk exposures, loss frequency and severity against desired coverage
Develop relationships with both external and internal customers, with the "customer experience" in mind, and deliver exceptional experiences with every interaction, in all modes of communication
Provide and create solutions for a broad range of inquiries from brokers and team members
Adhere to rating rules with proper file documentation
Navigate our online broker portal to complete tasks and troubleshoot
Identify opportunities to improve underwriting efficiencies
Work independently within deadlines while understanding the necessity for communicating and coordinating work efforts with stakeholders
Obtain and understand market intel and trends
Handle work with a focus on underwriting profitability

Requirements

What you’ll need

Minimum of 3 years of commercial property underwriting experience
Bachelor’s degree or equivalent combination of education and experience
Commercial Real Estate Insurance knowledge required
Understanding of habitational P&C policies preferred
Property and Casualty insurance license preferred (6 months preparation time permitted)
Eager for continual learning; professional designations are a plus
Strong verbal and written communication skills including negotiation skills
Must be self-driven, detail-oriented, comfortable in a growing ever-changing organization, and have strong organizational skills including time-management and prioritization
Some travel may be required from time to time for team and broker meetings

Benefits

Comp & perks

Summer Fridays (Leave at 2:00PM all Fridays from Memorial Day to Labor Day)
Great healthcare coverage including Medical, Vision, and Dental
401k with company match. Immediately 100% vested
Life, AD&D, Critical Illness, Accident, and Disability (short-term & long-term) insurance
Growth and development opportunities
Work-Life Balance and wellness benefits with generous time off policy including PTO and paid holidays
Dependent Care FSA, Healthcare FSA, Virtual Telemedicine, Employee Discount Programs, Paid Parental Leave, HSA, HRA, Commuter/Transit FSA
Sabbatical every 7 years

ATS Keywords

✓ Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools

commercial property underwritinghabitational risk analysisloss frequency analysiscoverage assessmentunderwriting profitabilityrating rules adherencefile documentationmarket intel analysisP&C policy understanding

Soft Skills

communication skillsnegotiation skillscustomer experience focusrelationship buildingindependent workdetail-orientedorganizational skillstime managementprioritization

Certifications

Property and Casualty insurance license