Senior Underwriter – Restaurants

Distinguished Programs

Senior Underwriter managing restaurant risks and underwriting for a national insurance Program Manager. Collaborating with brokers and internal stakeholders on pipeline management, risk selection, and pricing.

Posted 6/25/2026full-timeRemote • 🇺🇸 United StatesSenior💰 $90,000 - $120,000 per yearWebsite

About the role

Key responsibilities & impact

Underwrite restaurants risks for primary package and excess/umbrella lines of business.
Analyze and evaluate applicants to ensure proper risk selection.
Negotiate pricing and coverage with brokers.
Rate and quote new and renewal business while adhering to underwriting guidelines and rating rules with proper file documentation.
Underwrite and document all service requests for in-force policies within authority.
Communicate with brokers to obtain information needed to underwrite risks, respond to questions and address issues.
Gather competitor information and marketing intelligence to identify opportunities for improvements to products and pricing.
Participate in other company projects and new initiatives.

Requirements

What you’ll need

Bachelor’s degree or equivalent combination of education and experience.
Minimum 5 years of Commercial Package (ISO-based) underwriting experience.
Prior experience underwriting restaurants required.
Proficiency in Microsoft Office applications and ISO-based rating.
Property and Casualty Insurance license
Analytical and quantitative skills.
Must be self-driven detail oriented & possess strong organizational skills including time-management and prioritization.
Strong verbal and written communication skills.
May be required to travel for team and broker meetings.

Benefits

Comp & perks

Summer Fridays (Leave at 2:00PM all Fridays from Memorial Day to Labor Day)
Great healthcare coverage including Medical, Vision, and Dental
401k with 4% company match. Immediately 100% vested
Life, disability and supplemental insurance
Growth and development opportunities
Wellness Benefits including an Employee Assistance Program, Telemedicine, and Peloton App Digital Membership for 1 year (or if you have Peloton equipment, receive a 4-month waiver
Work/Life Balance with generous time off policy including PTO and paid holidays, Dependent Daycare flexible spending account, paid parental leave, a commuter account, and a sabbatical every 7 years

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

underwritingrisk analysispricing negotiationrating and quotingfile documentationISO-based underwritinganalytical skillsquantitative skillstime-managementprioritization

Soft Skills

detail orientedorganizational skillsverbal communicationwritten communicationself-driven

Certifications

Property and Casualty Insurance license