Senior Director, Asset Liability Management

Digital Federal Credit Union

Senior Director responsible for balance sheet risk management at DCU credit union. Overseeing risk management practices and aligning strategy with business objectives.

Posted 4/17/2026full-timeMarlborough • Massachusetts • 🇺🇸 United StatesSenior💰 $180,000 - $210,000 per yearWebsite

About the role

Key responsibilities & impact

Provides strategic leadership over the organization’s balance sheet risk management activities
Ensures alignment between financial structure, risk appetite, and business objectives
Oversees enterprise-wide practices for managing liquidity, interest rate, and foreign exchange risks
Guides stakeholders through complex regulatory, financial, and market considerations
Establishes and leads the organization’s approach to balance sheet risk management
Oversees the measurement, monitoring, and mitigation of risks arising from mismatches in asset and liability cash flows and funding structures
Sets governance frameworks, policies, and guidelines for balance sheet management, financial modeling, and risk reporting
Ensures accurate, timely, and decision-useful reporting of balance sheet positions for internal leadership, regulators, and external stakeholders
Directs the development and review of financial models used to assess structural balance sheet risks and long-term resilience
Partners with senior leaders across finance, treasury, risk, and business units to align balance sheet strategy with enterprise priorities
Evaluates the impact of strategic initiatives, market conditions, and regulatory changes on balance sheet risk and capital efficiency
Provides executive-level insights and recommendations to guide funding strategies, investment decisions, and risk mitigation actions
Represents the organization in discussions with regulators, auditors, and rating agencies related to balance sheet risk and liquidity management
Leads and develops senior talent within the Asset Liability Management function, fostering strong risk discipline and analytical rigor

Requirements

What you’ll need

Bachelor's degree in field relevant to role or 4 additional years of relevant experience in lieu of a degree
8+ years of relevant experience
6+ years as a People Leader
Extensive experience in balance sheet risk management, treasury, financial risk, or related finance leadership roles within complex organizations
Deep expertise in liquidity management, interest rate risk, and balance sheet analytics across diverse financial structures
Strong command of financial modeling, risk measurement methodologies, and regulatory reporting expectations
Proven ability to influence executive decision-making and guide enterprise-level financial strategy
Demonstrated leadership capability, including setting direction, managing senior teams, and driving cross-functional alignment
Excellent communication skills with the ability to convey complex financial risks clearly to technical and non-technical audiences.

Benefits

Comp & perks

Health insurance
401(k) matching
Paid time off
Flexible working hours

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

balance sheet risk managementliquidity managementinterest rate riskfinancial modelingrisk measurement methodologiesregulatory reportingasset liability managementfinancial analyticsrisk mitigationcapital efficiency

Soft Skills

strategic leadershipinfluence executive decision-makingcommunication skillsteam managementcross-functional alignmentanalytical rigorstakeholder engagementguidance on financial strategycomplex problem-solvingfostering strong risk discipline