Credit Analyst – Junior

Dexco

Junior Credit Analyst at Dexco analyzing credit proposals and managing business client portfolios. Collaborating with the commercial team to set credit limits and improve processes.

Posted 7/8/2026full-timeSão Paulo • 🇧🇷 BrazilJuniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in credit analysis for corporate clients, including financial statement analysis and credit portfolio management. Proficient in leveraging analytical skills to identify trends and simplify complex problems while collaborating with commercial teams.

Highest-signal resume keywords

Credit AnalysisFinancial Statement AnalysisCredit Portfolio ManagementAnalytical MindsetProficiency in Microsoft Office

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit Proposal AnalysisFinancial Statement AnalysisData InterpretationTrend IdentificationProblem Solving

Soft Skills

Analytical MindsetCollaborationCommunication

Tools & Technologies

Microsoft OfficeSAP

Industry Keywords

Corporate ClientsCredit LinesCollateral ManagementContinuous Improvement

About the role

Key responsibilities & impact

Analyze and recommend credit proposals, including requests and renewals of credit lines for corporate clients;
Perform analysis of financial statements (Balance Sheet, Income Statement, and Cash Flow Statement);
Prepare credit recommendations for higher-level approval;
Manage the credit portfolio;
Liaise with the Commercial team to define credit limits, request documents and information from clients, and conduct visits and meetings;
Manage the process of establishing and controlling collateral and guarantees;
Review processes and propose continuous improvements.

Requirements

What you’ll need

Bachelor’s degree in Business Administration, Economics, Accounting, or related fields;
Experience in credit analysis for corporate clients (medium to large companies);
Analytical mindset with the ability to analyze data, interpret indicators, and identify trends;
Ability to handle complex problems and simplify solutions;
Proficiency in Microsoft Office;
Knowledge of SAP.

Benefits

Comp & perks

Health insurance for you and your dependents;
Dental insurance for you and your dependents;
Life insurance;
Wellhub: access to gyms and wellness apps for physical, emotional, and nutritional wellbeing — including a free digital plan;
Pharmacy partnership: discounted medications with payroll deduction;
De Bem com a Mente: a mental health program offering support and rehabilitation;
Pronto Atendimento Pessoal: personal assistance offering financial, psychological, legal, and social support;
Gestar Juntos: support and guidance program for expectant mothers and their dependents;
Childcare assistance for children up to 24 months;
Meal allowance or company cafeteria and basic food basket (depending on the location);
Transportation voucher or company shuttle (depending on the location);
Profit Sharing (PLR) based on company results and individual targets;
Private pension plan: company contributions toward your retirement;
Special loans through Fundação Itaúsa and payroll-deductible loans with preferential rates;
UniDexco: online learning and training platform;
Dexco Partner Club: discounts from nearly 700 partners;
Dexco Store: discounts on products from Dexco brands;
Christmas bonus card.