Credit Analyst – Junior

Dexco

Junior Credit Analyst at Dexco analyzing credit proposals and managing business client portfolios. Collaborating with the commercial team to set credit limits and improve processes.

Posted 7/8/2026full-timeSão Paulo • 🇧🇷 BrazilJuniorWebsite

About the role

Key responsibilities & impact

Analyze and recommend credit proposals, including requests and renewals of credit lines for corporate clients;
Perform analysis of financial statements (Balance Sheet, Income Statement, and Cash Flow Statement);
Prepare credit recommendations for higher-level approval;
Manage the credit portfolio;
Liaise with the Commercial team to define credit limits, request documents and information from clients, and conduct visits and meetings;
Manage the process of establishing and controlling collateral and guarantees;
Review processes and propose continuous improvements.

Requirements

What you’ll need

Bachelor’s degree in Business Administration, Economics, Accounting, or related fields;
Experience in credit analysis for corporate clients (medium to large companies);
Analytical mindset with the ability to analyze data, interpret indicators, and identify trends;
Ability to handle complex problems and simplify solutions;
Proficiency in Microsoft Office;
Knowledge of SAP.

Benefits

Comp & perks

Health insurance for you and your dependents;
Dental insurance for you and your dependents;
Life insurance;
Wellhub: access to gyms and wellness apps for physical, emotional, and nutritional wellbeing — including a free digital plan;
Pharmacy partnership: discounted medications with payroll deduction;
De Bem com a Mente: a mental health program offering support and rehabilitation;
Pronto Atendimento Pessoal: personal assistance offering financial, psychological, legal, and social support;
Gestar Juntos: support and guidance program for expectant mothers and their dependents;
Childcare assistance for children up to 24 months;
Meal allowance or company cafeteria and basic food basket (depending on the location);
Transportation voucher or company shuttle (depending on the location);
Profit Sharing (PLR) based on company results and individual targets;
Private pension plan: company contributions toward your retirement;
Special loans through Fundação Itaúsa and payroll-deductible loans with preferential rates;
UniDexco: online learning and training platform;
Dexco Partner Club: discounts from nearly 700 partners;
Dexco Store: discounts on products from Dexco brands;
Christmas bonus card.

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

Credit Proposal AnalysisFinancial Statement AnalysisData InterpretationTrend IdentificationProblem Solving

Soft Skills

Analytical MindsetCollaborationCommunication