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Financing Analyst – Business
DesjardinsFinancing Analyst evaluating complex business financing files for Desjardins, North America's largest cooperative financial group. Formulating credit recommendations, managing risk, and reviewing financing portfolios in a hybrid role.
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in financial analysis, credit management practices, and knowledge of financing products and services. Proficient in analyzing market conditions and adhering to relevant policies and regulations in the financial services sector.
Highest-signal resume keywords
Financial AnalysisCredit Management PracticesKnowledge of FrenchMarket AnalysisUnderstanding of Cooperative Values
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Financial AnalysisCredit Risk AssessmentMarket AnalysisFinancing PracticesCredit Control
Soft Skills
CollaborationCommunication
Industry Keywords
Financial ProductsBusiness ServicesCooperative Financial ServicesGovernment Business Assistance ProgramsService Standards
About the role
Key responsibilities & impact- Analyze financing files and formulate recommendations describing the financing and follow-up conditions and the guarantees required
- Perform variable credit control as needed
- Conduct periodic reviews of financing files
- Adhere to current policies, practices and standards as well as to the various laws governing the distribution of financial products and services
- Serve as a resource person for financing files
- Work closely with colleagues and partners involved in financing files
Requirements
What you’ll need- Bachelor's degree in a related field
- A minimum of four years of relevant experience
- Other combinations of qualifications and relevant experience may be considered
- Knowledge of French is required
- Ability to perform analyses of the market and the business centre external environment
- Ability to perform financial analysis
- Knowledge of the characteristics and credit risk inherent to each major market: commercial, industrial, institutional and agricultural
- Knowledge of products and services for businesses and those offered by caisses, components and Desjardins distribution networks and those of the competition
- Knowledge of financing and credit management practices related to businesses
- Understanding of the philosophy and inner workings of a financial services cooperative
- Knowledge of policies, legislation and standards governing the products and services offered by the business centre
- Familiarity with government business assistance programs
- Knowledge of service standards
- Understanding of cooperative and cooperative network values, rules and operations
Benefits
Comp & perks- Competitive salary and annual bonus
- 4 weeks of flexible vacation starting in the first year
- Defined benefit pension plan that provides predictable, stable income throughout retirement
- Group insurance including telemedicine
- Reimbursement of health and wellness expenses and telework equipment