Credit Analyst
Dental Speed Graph
full-time
Posted on:
Location Type: Hybrid
Location: São José • Brazil
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About the role
- Analyze credit and validate client registrations, checking system-indicated blocks, credit bureau information, related records, indicators of fraud, and the client's financial history with the company, aiming to resolve issues and ensure the request proceeds with risks mitigated for both the client and the company.
- Validate client registrations and the received registration documentation, verifying the authenticity of documents submitted by the client, comparing signatures and system data to mitigate fraud risk and potential losses to the company.
- Assess the client's financial capacity using the accounting/financial documentation provided, aiming to grant credit in a way that reduces default risk and potential losses to the company.
- Prepare, submit and follow up by email on analyses whose credit approval requires authorization from a higher approval authority (authorization matrix), ensuring compliance with HSB's credit approval policy.
Requirements
- Currently pursuing a bachelor's degree in Business Administration, Accounting, Economics, or related fields.
- Intermediate proficiency in Microsoft Office (Word, Excel, PowerPoint).
- Experience in credit analysis.
Benefits
- Health Insurance (Unimed)
- Dental Plan (Bradesco Dental)
- Pharmacy discount program
- Zenklub: emotional support and professional counseling sessions
- Life Insurance
- Gympass (Wellhub)
- Workplace exercise/stretching sessions
- Meal or food allowance (you choose!)
- Afternoon coffee to recharge
- Extended maternity leave (180 days)
- Extended paternity leave (20 days)
- Continuation of meal/food allowance throughout the entire leave period
- Job security guaranteed for 3 months upon return from maternity leave
- Childcare assistance
- Transportation voucher
- Home office allowance
- Air-conditioned rest area for rest
- Free on-site parking
- HSB Talks: our monthly company happy hour
- Day off during your birthday month
- Baby welcome kit for new parents
- School supplies kit for employees' school-age children
- Christmas gift card
- 50% discount on aligners from CA Clear Aligner
- 20% discount on purchases at our Utilidades Clínicas e-commerce
- Corporate Education Platform
- Partnerships with universities and language schools
- Welcoming environment and real opportunities for growth
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
credit analysisfinancial assessmentfraud mitigationdocument verificationrisk management
Soft Skills
analytical skillsattention to detailcommunication skillsproblem-solving