Dealer Credit Analyst

Daimler Truck North America

Dealer Credit Analyst evaluating dealership creditworthiness for Daimler Truck Financial Services. Reviewing financial statements, underwriting commercial vehicle financing, and monitoring dealer portfolios.

Posted 8/18/2026full-timeCharlotte • North Carolina • 🇺🇸 United StatesJuniorMid-LevelWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in credit analysis, financial statement review, and risk assessment within the automotive finance sector. Proficient in building relationships and providing sound credit recommendations based on dealership operations and market dynamics.

Highest-signal resume keywords

Credit AnalysisFinancial Statement ReviewRisk AssessmentCommercial LendingUniversal Commercial Code (UCC)

ATS Keywords

Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Credit RecommendationsCash Flow AnalysisPortfolio ManagementWholesale AuditData CollectionTrend IdentificationVariance AnalysisAccountingAutomotive Commercial UnderwritingDealer Finance

Soft Skills

Customer FocusRelationship BuildingFlexibilityAttention to DetailProblem-Solving

Industry Keywords

Automotive IndustryDealership OperationsFinancial DriversMarket DynamicsCreditworthiness

About the role

Key responsibilities & impact

Prepare, analyze, and submit new credit requests and file reviews to the Dealer Credit Manager
Provide sound and reasoned credit recommendations based on established guidelines and dealership experience
Perform monthly reviews of dealership financial statements
Make recommendations regarding subordination, guarantees, state legal requirements, UCCs, and protective agreements
Prepare and maintain dealer document files
Provide daily service to DRM/RFM personnel, Region Managers, dealer personnel, and management regarding credit files, system issues, approvals, contingencies, documentation, and financial statements
Review wholesale inventory and book audits and recommend actions on audit issues and exceptions
Communicate with dealer personnel throughout the credit request and maintenance process, including monthly financial statement reviews
Continuously monitor borrowers, financial performance, and payment of credit lines
Communicate regularly with dealer principals/owners, CFOs, field sales, credit management, and legal counsel

Requirements

What you’ll need

BS/BA and preferably 2–4 years of relevant experience, or 6 years of relevant experience in lieu of degree
Experience in credit analysis and automotive commercial underwriting
Financial statement review and cash flow analysis
Commercial lending or dealer finance experience
Risk assessment or portfolio management experience
Ability to collect data, establish facts, identify trends, and identify variance
3+ years of experience in fundamental accounting and/or automotive industry commercial finance preferred
Experience in wholesale audit preferred
Understanding of Universal Commercial Code (UCC) preferred
Business acumen to understand dealership operations, financial drivers, and market dynamics to assess creditworthiness and risk
Ability to navigate complex structures, build cross-functional relationships, and influence stakeholders within a corporate environment
Customer focus and ability to build strong relationships
Flexibility and ability to adapt to change
Exceptional attention to detail and problem-solving and analysis skills
Effective teamwork and collaboration capabilities
Must be legally authorized to work permanently in the country of posting
Final candidate must successfully complete a criminal background check

Benefits

Comp & perks

Annual bonus program
401k company contribution with company match up to 6%
Non-elective company contribution of 3–7% depending on age
Starting at 4 weeks paid vacation
15 calendar holidays
8 weeks paid parental leave
Employee assistance program
Comprehensive healthcare plans and wellness programs
Onsite fitness at some locations
Tuition assistance
Volunteer paid time off
Short-term and long-term disability plans
Relocation assistance is not available for this position