Senior Dealer Commercial Credit Analyst

Daimler Truck North America

Senior Dealer Commercial Credit Analyst leading complex credit analysis and risk assessment for Daimler Truck Financial Services' portfolio. Collaborating cross-functionally to ensure compliance and quality in credit policies.

Posted 6/10/2026full-timeCharlotte • North Carolina • 🇺🇸 United StatesSeniorWebsite

About the role

Key responsibilities & impact

Lead complex credit analysis and risk assessment activities for dealership floorplan, revolving, term, and real estate financing across North America
Coach team members in the negotiation of optimal structures, terms and risk mitigation strategies with clients, dealers or internal teams
Provide training and guidance on balance sheet, income statement and cashflow analysis, repayment capability, borrower performance trends, and collateral position
Oversee and manage a portfolio of key commercial dealer accounts, including payment and audit performance, development trends, covenant monitoring, asset management, and periodic risk rating or special asset reviews
Ensure compliance with corporate credit policies and quality standards, including limits of authority and reporting requirements
Serve as a voting member of credit committee and subject‑matter expert for complex credit topics, projects, and policy interpretations
Partner with clients and internal teams to shape credit strategies that support customer needs and business growth while maintaining a strong risk profile
Collaborate with clients and legal teams on loan documentation, restructuring, collateral positions, and transaction structures
Contribute to departmental projects, compliance audits, and initiatives to drive efficiency, improve risk performance/return or underwriting quality and consistency

Requirements

What you’ll need

BS/BA degree preferred with 5 years business experience; OR 8 years relevant experience in lieu of degree
At least 3 years of underwriting or finance experience, including a minimum of 1 year of financial analysis and presentation experience
Proficiency with Microsoft Suite (Excel, Outlook; strong analytical abilities)
Analytical Skills; ability to collect data, establish facts and identify trends/variances to make sound credit decisions
Attention to detail, problem‑solving ability, judgement and organizational skills
Strong communication skills with the ability to clearly articulate recommendations to team members and senior leadership
Experience coaching or reviewing work of others is a plus

Benefits

Comp & perks

annual bonus program
401k company contribution with company match up to 6 % as well as non-elective company contribution of 3 - 7% depending on age
starting at 4 weeks paid vacation
15 calendar holidays
8 weeks paid parental leave
employee assistance program
comprehensive healthcare plans and wellness programs
onsite fitness (at some locations)
tuition assistance and volunteer paid time off
short-term and long-term disability plans

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

credit analysisrisk assessmentfinancial analysiscashflow analysisrepayment capabilityborrower performance trendscollateral positionunderwritingportfolio managementcovenant monitoring

Soft Skills

coachingnegotiationproblem-solvingattention to detailjudgementorganizational skillscommunication skillsanalytical skillscollaborationleadership