Owning Data science led analytical and modelling approach for complex pricing problems, from problem definition through to recommendation and impact assessment
Building, assessing and evolving pricing models (e.g. GLMs, GAMs, GBMs or similar) with a focus on commercial relevance and sustainability, not just technical correctness
Leveraging AI and ML technologies and techniques to data mine, derive and deliver insights and elevate the Pricing function.
Independently determining when modelling and analysis are robust enough to inform pricing decisions, and clearly articulating risks, limitations and trade-offs
Translating model outputs into clear, actionable pricing recommendations linked to expected business impact (e.g. loss ratio, conversion, risk mix)
Operating as the primary owner of pricing recommendations for assigned areas, operating with a high degree of autonomy and accountability
Partnering closely with stakeholders across Pricing, Underwriting, Product and the wider business to shape decisions through strong analytical insight
Communicating complex pricing concepts in a way that enables confident decision-making at different levels of seniority
Setting and upholding high standards for pricing analysis, including documentation, validation, reproducibility and clarity of outputs
Identifying weaknesses or gaps in existing pricing approaches and recommending improvements to tooling, processes or methodology
Providing informal mentorship and guidance to other Analysts, helping raise the overall quality of analytical thinking across the team
Contributing to the evolution of pricing strategy by bringing deep analytical insight, market awareness and commercial judgement
Anticipating future pricing challenges as the business scales and proactively adapting analytical approaches to meet increasing complexity

Requirements

Have strong hands-on experience in personal lines pricing (insurer or MGA)
Are confident owning pricing changes end to end, from modelling through to recommendation
Have advanced proficiency in Python and/or R and SQL
Are comfortable selecting modelling approaches and making judgement calls, not just running analysis
Can clearly explain trade-offs between growth, conversion and risk to non-technical stakeholders
Enjoy working cross-functionally and influencing decisions through evidence rather than hierarchy
Take pride in producing work that is decision-ready, not just technically correct.
It’s a bonus if you: Have experience with pricing platforms such as Akur8, Radar/Emblem, Quantee or similar
Have worked in fast-moving or lean insurance environments
Have exposure to experimentation or A/B testing in a pricing or underwriting context
Have experience translating analytical outputs into commercial strategy.

Benefits

Very flexible WFH set up, we only ask folks to come in a couple of times a month for team strategy days and socials - but of course, you're more than welcome to come in as much as you like!
A four day work week (Fridays off!)
Transparent salary model and bands for all roles (without sharing anyone's individual salary of course!)
20.5 days of holiday a year + public holidays - rising with each year at Cuvva 🌞 (holidays have been prorated based on our 4DWW)
Quarterly team socials and company events
Private medical insurance with Bupa
Professional development budget
Health, WFH and wellbeing budget 🧘‍♂️
Increases to all allowances year on year
Enhanced parental leave and pay
Cycle to work scheme
Mental Health and Coaching Support - We offer free and confidential access to comprehensive mental healthcare and coaching through Oliva. Giving you the space to talk to a coach or therapist about anything you like
Hundreds of perks and discounts with Perkbox
£100 a month towards your Cuvva car insurance
Referral bonus when you bring your friends to join the Cuvva team 💸

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools

data sciencepricing modelsGLMsGAMsGBMsAIMLPythonRSQL

Soft Skills

analytical insightcommunicationmentorshipcross-functional collaborationdecision-makingproblem-solvingautonomyaccountabilitycommercial judgementadaptability