SVP, ABL Portfolio Manager

Customers Bank

SVP, ABL Portfolio Manager at Customers Bank managing asset-based lending portfolios and ensuring credit quality. Collaborating with teams for structuring, monitoring, and mitigating portfolio risks.

Posted 7/24/2026full-timeRemote • California • 🇺🇸 United StatesLead💰 $180,000 - $190,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in managing asset-based lending portfolios, ensuring credit quality, collateral integrity, and compliance with internal policies and regulatory requirements. Proficient in financial analysis, risk assessment, and cross-functional collaboration to optimize portfolio performance.

Highest-signal resume keywords

Asset-Based Lending ManagementFinancial Statement AnalysisCollateral MonitoringCredit Risk AssessmentRegulatory Compliance

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Financial Statement AnalysisCash Flow ModelingCovenant AnalysisBorrowing Base MechanicsPortfolio ManagementCredit UnderwritingCollateral Performance MonitoringRisk RatingWorkout ProcessesRestructuring Strategies

Soft Skills

Strong Written CommunicationStrong Verbal CommunicationMentoringCollaboration

Certifications & Qualifications

Formal Credit Training

Industry Keywords

Asset-Based LendingCommercial CreditSyndicated ABL FacilitiesField ExaminationAppraisal ReviewManufacturingDistributionRetailTransportation

About the role

Key responsibilities & impact

The SVP, ABL Portfolio Manager is responsible for managing a portfolio of asset-based lending relationships, ensuring credit quality, collateral integrity, and profitability across an assigned book of business.
This individual serves as the primary point of contact for existing clients.
Partners closely with Relationship Managers and Underwriting to structure and monitor facilities secured by accounts receivable, inventory, equipment, and other collateral.
Plays a key role in identifying and mitigating portfolio risk.
Manage a portfolio of ABL relationships, monitoring borrowing base certificates, collateral reporting, and covenant compliance on an ongoing basis.
Analyze borrower financial statements, cash flow trends, and collateral performance to identify early warning signs of credit deterioration.
Partner with Field Examination and Appraisal teams to schedule and review collateral exams and inventory/equipment appraisals; assess findings and adjust advance rates or reserves as warranted.
Prepare and present annual reviews, renewals, and periodic credit updates to credit committee.
Oversee accurate and timely risk rating of assigned credits in accordance with bank policy.
Serve as primary contact for assigned clients on day-to-day portfolio matters, servicing requests, waivers, and amendments.
Partner with Relationship Managers and Originators on add-on facilities, upsizes, refinancings, and cross-sell opportunities.
Coordinate with Legal and Closers on documentation of amendments, waivers, and new money transactions.
Manage borrowing base availability, overadvances, and reserves in coordination with Operations.
Ensure the portfolio adheres to internal credit policy, regulatory requirements, and lending guidelines.
Identify and escalate problem credits; participate in workout/restructuring strategy alongside Special Assets when needed.
Maintain audit-ready files and documentation to support internal and regulatory examinations.
Monitor industry, sector, and macroeconomic trends that may affect portfolio risk.
May mentor or oversee junior portfolio managers/analysts, reviewing their work and providing technical guidance.
Collaborate cross-functionally with Underwriting, Field Exam, Legal, Operations, and Special Assets.
Contribute to process improvement initiatives and policy development for the ABL platform.

Requirements

What you’ll need

Bachelor's degree in Finance, Accounting, Business, or related field
10+ years of experience in asset-based lending, commercial credit, or a related portfolio management/underwriting role
Strong understanding of borrowing base mechanics, collateral monitoring, and field examination/appraisal review
Advanced financial statement analysis, cash flow modeling, and covenant analysis skills
Experience managing a diverse portfolio across industries and credit sizes
Strong written and verbal communication skills, including experience presenting to credit committees.
Formal credit training (bank-sponsored credit program or equivalent) preferred
Experience with syndicated or multi-lender ABL facilities preferred
Prior exposure to workout, restructuring, or special assets processes preferred
Familiarity with industries such as manufacturing, distribution, retail, or transportation preferred

Benefits

Comp & perks

Customers Bank is an equal opportunity employer.
We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
We also provide “reasonable accommodations”, upon request, to qualified individuals with disabilities, in accordance with the Americans with Disabilities Act and applicable state and local laws.
Diversity Statement: At Customers Bank, we believe in working smart, working together, and having fun while delivering innovative solutions and memorable experiences for our customers. We are committed to the continual advancement of a culture which reflects the value we place on diversity, equity, and inclusion.