Senior Actuary, Employer Stop Loss

Crum & Forster

Senior Actuary responsible for profitability analyses and rating plans at Crum & Forster. Collaborating with underwriting teams and providing strategic actuarial guidance on stop loss programs.

Posted 5/18/2026full-timeRemote • New Jersey • 🇺🇸 United StatesSenior💰 $105,400 - $198,100 per yearWebsite

Tech Stack

Tools & technologies

SQLVBA

About the role

Key responsibilities & impact

Design and create profitability analyses and reviews
Analyze stop loss program experience and develop appropriate corrective actions
Create analyses for underwriters and senior management in support of new and existing programs
Assist in the due diligence of potential new programs
Assist underwriting in the preparation of experience rating and provide actuarial guidance on risk selection
Work with existing programs to gather appropriate data for analysis
Maintain and update existing experience analysis tools and models
Assist in developing rating plans for all products
Develop rating support and memorandums for submission to state Department of Insurance
Manage and respond to filing objections
Familiarity with state regulations and requirements for rate filings
Analyze and review industry stop loss manuals
Develop underwriting guidelines – credibility tables, completion factors, and experience rating
Produce rating tools for underwriters
Assist in the preparation of monthly reserve reviews
Prepare recommendations for reserve changes
Strong ability to communicate effectively and professionally with internal and external clients
Informs manager of status and problems within assigned area of responsibility
Refer matters beyond limits of authority and expertise to manage for direction
Performs duties in a timely and efficient manner
Ability to manage multiple projects simultaneously while meeting deadlines
Work closely with business unit leaders to support all actuarial aspects

Requirements

What you’ll need

Bachelor’s degree or equivalent and 10+ years of relevant experience required.
At least 7+ years of Actuarial experience preferred
At least 5+ years of Employer Stop Loss experience at a carrier or reinsurer preferred
Minimum of an Associate of the Society of Actuaries (ASA)
Strong Microsoft Office, particularly Excel, Access, and some programming skills (SQL, SAS, VBA)
Must abide by departmental policies and procedures, including authority levels, to comply with C&F’s risk management controls
Ability to travel (10%-20%)

Benefits

Comp & perks

Competitive compensation package
Generous 401K employer match
Employee Stock Purchase plan with employer matching
Generous Paid Time Off
Excellent benefits that go beyond health, dental & vision. Our programs are focused on your whole family’s wellness, including your physical, mental and financial wellbeing
A core C&F tenet is owning your career development, so we provide a wealth of ways for you to keep learning, including tuition reimbursement, industry-related certifications and professional training to keep you progressing on your chosen path
A dynamic, ambitious, fun and exciting work environment
Matching donation program, volunteer opportunities, and an employee-driven corporate giving program that lets you participate and support your community

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

profitability analysisstop loss program analysisexperience ratingactuarial guidancerating plans developmentexperience analysis toolsrating support developmentreserve reviews preparationdata analysisunderwriting guidelines development

Soft Skills

effective communicationprofessionalismproblem-solvingproject managementtimelinessmulti-taskingcollaborationclient interactionstatus reportingdirection seeking

Certifications

Bachelor's degreeAssociate of the Society of Actuaries (ASA)