Regulatory Counsel

CrossCountry Mortgage, LLC

Regulatory Counsel advising CrossCountry Mortgage, a distributed retail mortgage lender, on federal and state lending compliance. Supporting regulatory change, product initiatives, operational controls, audits, and regulatory inquiries.

Posted 8/5/2026full-timeRemote • 🇺🇸 United StatesJuniorMid-LevelWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in legal analysis and compliance within the mortgage lending sector, with a strong focus on federal and state regulations, risk assessment, and operational implementation. Proficient in translating complex legal requirements into practical solutions while effectively collaborating with cross-functional teams.

Highest-signal resume keywords

Juris Doctor (JD)Active Bar MembershipMortgage Lending LawsRegulatory Change ManagementLoan Origination Systems

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Legal AnalysisRegulatory ComplianceRisk AssessmentPolicy DraftingLegal ResearchOperational ControlsConsumer Mortgage Lending LawsTILA/Regulation ZRESPAECOA

Soft Skills

Analytical SkillsProblem-Solving SkillsCommunication SkillsIssue-Spotting SkillsPrioritization Skills

Tools & Technologies

EncompassMavent Compliance Guide

Industry Keywords

Mortgage IndustryBanking ComplianceRegulatory RiskCompliance GapsInternal Audits

About the role

Key responsibilities & impact

Provide legal analysis and advice on federal and state mortgage lending laws and regulations
Lead and support regulatory change management by monitoring legal developments, interpreting requirements, and advising on implementation strategies
Advise on new and expanded business initiatives, products, and lines of business
Assess regulatory risk and structure compliant solutions
Conduct legal research and deliver actionable guidance to business and compliance stakeholders
Partner with Senior Regulatory Counsel and Compliance, Operations, Product, and Technology teams
Translate legal and regulatory requirements into operational controls within loan origination and compliance systems
Develop and maintain internal compliance resources, including a Mavent Compliance Guide
Draft, review, and update policies and procedures
Identify regulatory risks and compliance gaps and recommend mitigation strategies and process improvements
Support internal audits, examinations, and regulatory inquiries by preparing responses and documentation

Requirements

What you’ll need

Juris Doctor (JD) from an accredited law school
Active bar membership in good standing in at least one U.S. jurisdiction
2+ years of relevant legal or regulatory compliance experience in the banking or mortgage industry, preferred
Experience advising on consumer mortgage lending laws and regulations, including TILA/Regulation Z, RESPA, ECOA, HMDA, and applicable state laws
Experience supporting regulatory change management and/or product counseling in a financial services environment
Familiarity with loan origination systems such as Encompass and compliance tools such as Mavent, preferred
Excellent analytical, issue-spotting, and problem-solving skills
Excellent communication skills and ability to provide clear, concise legal guidance to diverse stakeholders
Ability to interpret complex legal requirements and translate them into practical, operationally sound business solutions
Ability to manage multiple priorities in a dynamic, evolving regulatory environment

Benefits

Comp & perks

Competitive compensation plan
Medical insurance
Dental insurance
Vision insurance
401K
Company-provided short-term disability
Employee assistance program
Wellness program
Robust benefits package
Equal employment opportunity and diversity and inclusion commitment