Regulatory Counsel

CrossCountry Mortgage, LLC

. Provide legal analysis and advice on federal and state mortgage lending laws and regulations, ensuring the company operates in compliance .

Posted 5/13/2026full-timeRemote • New York • 🇺🇸 United StatesJuniorMid-Level💰 $90,000 - $132,000 per yearWebsite

About the role

Key responsibilities & impact

Provide legal analysis and advice on federal and state mortgage lending laws and regulations, ensuring the company operates in compliance
Lead and support regulatory change management, including monitoring legal developments, interpreting requirements, and advising on implementation strategies across impacted business areas
Collaborate as legal counsel for new and expanded business initiatives, products, and lines of business, including assessing regulatory risk and structuring compliant solutions
Conduct in-depth legal research and deliver clear, actionable guidance to business and compliance stakeholders
Partner with Senior Regulatory Counsel, and cross-functional teams (including Compliance, Operations, Product, and Technology) to develop practical, business-oriented solutions to regulatory challenges
Translate legal and regulatory requirements into operational controls within loan origination systems (e.g., Encompass) and compliance tools (e.g., Mavent)
Develop and maintain internal compliance resources, including guidance materials such as a Mavent Compliance Guide
Draft, review, and update policies and procedures to reflect regulatory changes, new products, and evolving business practices
Identify regulatory risks and compliance gaps and recommend mitigation strategies and process improvements
Support internal audits, examinations, and regulatory inquiries, including preparing responses and documentation as needed

Requirements

What you’ll need

Juris Doctor (JD) from an accredited law school
Active bar membership in good standing in at least one U.S. jurisdiction
2+ years of relevant legal or regulatory compliance experience in the banking or mortgage industry, preferred
Experience advising on consumer mortgage lending laws and regulations, including TILA/Regulation Z, RESPA, ECOA, HMDA, and applicable state laws
Experience supporting regulatory change management and/or product counseling in a financial services environment
Familiarity with loan origination systems (e.g., Encompass) and compliance tools (e.g., Mavent), preferred
Excellent analytical, issue-spotting, and problem-solving skills
Excellent communication skills, skilled in providing clear and concise legal guidance to diverse stakeholders
Skilled at interpreting complex legal requirements and translating them into practical, operationally sound business solutions
Skilled at managing multiple priorities and operating effectively in a dynamic, evolving regulatory environment.

Benefits

Comp & perks

Medical
Dental
Vision
401K
Company-provided short-term disability
Employee assistance program
Wellness program

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

legal analysisregulatory compliancelegal researchpolicy draftingrisk assessmentoperational controlsregulatory change managementconsumer mortgage lending lawsTILA/Regulation ZRESPA

Soft Skills

analytical skillsproblem-solving skillscommunication skillsissue-spottingstakeholder engagementprioritizationadaptabilitycollaborationstrategic thinkingattention to detail

Certifications

Juris Doctor (JD)active bar membership