Pricing Specialist

CrossCountry Mortgage, LLC

NQE Pricing Specialist managing pricing and rate-lock process for Non-QM mortgage loans at CrossCountry Mortgage. Collaborating with Sales, Credit, and Secondary Marketing teams to ensure competitive and compliant pricing.

Posted 4/16/2026full-timeRemote • Ohio • 🇺🇸 United StatesMid-LevelSenior💰 $65,000 - $70,000 per yearWebsite

About the role

Key responsibilities & impact

Manage pricing and rate-lock process for Non-QM mortgage loans
Issue lock confirmations, track lock expirations, and maintain compliance with lock policies
Assess and price exception scenarios that fall outside standard rate sheets
Work closely with Credit and Underwriting teams to evaluate factors and layered risk
Issue accurate and timely pricing quotes for Non-QM products
Analyze loan-level risk characteristics and determine appropriate pricing overlays or exceptions
Collaborate with Secondary Marketing and Capital Markets teams
Monitor pipeline health and manage pricing exceptions throughout loan lifecycle
Keep abreast of market conditions and Non-QM trends
Document pricing exceptions and justifications in loan origination system and CRM
Provide insights and reporting on exception trends, investor hit rates, and margin impact
Ensure compliance standards, investor requirements, and internal controls are adhered to

Requirements

What you’ll need

Bachelor’s degree in Finance, Economics, Business, or a related field preferred, or equivalent combination of education and experience in mortgage banking
3+ years of experience in Non-QM pricing or rate lock desk operations, with direct responsibility for exception pricing decisions
Advanced experience with Non-QM guidelines, investor overlays, and borrower risk evaluation criteria
Excellent analytical, quantitative, and decision-making skills
Advanced collaboration and communication skills to interact effectively with Sales, Credit, Capital Markets, and external partners
Excellent organizational, task-management, and attention-to-detail skills applied consistently to achieve objectives
Experience with pricing engines such as Optimal Blue and LoanSifter
Experience with Encompass loan origination system

Benefits

Comp & perks

medical
dental
vision
401K
company-provided short-term disability
employee assistance program
wellness program

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

Non-QM pricingrate lock operationsexception pricingloan-level risk analysispricing overlaysmarket analysiscompliance standardsinvestor requirementsquantitative analysisdecision-making

Soft Skills

analytical skillscollaborationcommunicationorganizational skillstask managementattention to detail