Credit Union ONE

General

• Responsible for assigned commercial portfolio and origination of new commercial loans through multiple sources internal and external; negotiate workout scenarios
• Develops new business by contacting prospects and business members, promoting credit union products and services
• Review credit proposals for approval and exercise credit authority within delegated lending limits
• Ensure overall soundness of assigned loan portfolio
• Build rapport with internal and external centers of influence
• Monitor commercial overdrafts, portfolio delinquencies and collection efforts
• Ensure collection of financial information used to determine borrower’s creditworthiness
• Stay abreast of changes to policies, procedures, NCUA, SBA, Federal, and State regulations as they pertain to the Credit Union industry and area of responsibility
• Maintains the highest level of product and service knowledge including all benefits and features as well as all operational/systems issues related to offering, selling, and booking or engaging in transactions for such products and services
• Creates and delivers presentations to prospects, business members, employees, and senior management

Commercial Loan Originator