
Predictive Modeling, Risk Scientist
Cover Whale
full-time
Posted on:
Location Type: Remote
Location: District of Columbia • Florida • United States
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Salary
💰 $128,000 - $192,000 per year
About the role
- Own and continuously improve the end-to-end reserving process, including maintaining and enhancing Python-based reserving models to improve accuracy and efficiency.
- Develop and deploy predictive models using telematics, claims, and policy data to improve pre-bind and post-bind risk selection, with measurable impact on ULR and cancellation performance.
- Build and refine large loss models using claims notes and historical data to improve early identification of high-risk claims.
- Design and implement dynamic pricing frameworks and capabilities leveraging live market and portfolio data.
- Translate complex data insights into clear actionable business recommendations for underwriting, growth, and leadership teams.
- Produce carrier-level reporting deliverables and analytical outputs that meet high-quality and compliance standards.
- Create agency-level and geographic performance insights to guide growth strategy and strategic initiatives.
- Automate recurring analyses and reporting workflows to increase speed, scalability, and reliability.
Requirements
- Experience with insurance analytics, actuarial modeling, or predictive risk modeling in the insurance industry.
- Strong proficiency in Python for statistical modeling and data analysis.
- Comfortable leveraging AI-assisted coding tools (Claude, Copilot, etc.) while critically validating outputs.
- Experience working with large-scale datasets and building production-grade analytical models.
- Demonstrated experience with actuarial reserving models or insurance forecasting methodologies.
- Experience applying machine learning techniques such as regression models, gradient boosting, classification models, or anomaly detection.
- Ability to design models that influence pricing, underwriting decisions, and portfolio risk management.
- Strong SQL and data manipulation skills.
- Experience building automated analytical pipelines or reporting workflows.
- **Soft skills: **Curious, hard-working, thinking outside of the box, creative, attention to detail, and use of Claude code.
- **Preferred Qualifications**: Actuary, Mathematics, Big Four consulting experience.
Benefits
- Health Care Plan (Medical, Dental & Vision)
- Retirement Plan (401k) match
- Wellness benefits, including EAP, Gym Reimbursement, etc.
- Life Insurance (Basic, Voluntary & AD&D)
- Paid Time Off (Vacation, Sick & Public Holidays)
- Paid Family Leave (Maternity, Paternity)
- Tuition Assistance
- Professional Training & Development
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
Pythonstatistical modelingdata analysisactuarial modelingpredictive risk modelingmachine learningSQLdata manipulationautomated analytical pipelinesdynamic pricing frameworks
Soft Skills
curioushard-workingcreativeattention to detailcritical thinking
Certifications
Actuary