Cover Whale

Predictive Modeling, Risk Scientist

Cover Whale

full-time

Posted on:

Location Type: Remote

Location: District of ColumbiaFloridaUnited States

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Salary

💰 $128,000 - $192,000 per year

Tech Stack

About the role

  • Own and continuously improve the end-to-end reserving process, including maintaining and enhancing Python-based reserving models to improve accuracy and efficiency.
  • Develop and deploy predictive models using telematics, claims, and policy data to improve pre-bind and post-bind risk selection, with measurable impact on ULR and cancellation performance.
  • Build and refine large loss models using claims notes and historical data to improve early identification of high-risk claims.
  • Design and implement dynamic pricing frameworks and capabilities leveraging live market and portfolio data.
  • Translate complex data insights into clear actionable business recommendations for underwriting, growth, and leadership teams.
  • Produce carrier-level reporting deliverables and analytical outputs that meet high-quality and compliance standards.
  • Create agency-level and geographic performance insights to guide growth strategy and strategic initiatives.
  • Automate recurring analyses and reporting workflows to increase speed, scalability, and reliability.

Requirements

  • Experience with insurance analytics, actuarial modeling, or predictive risk modeling in the insurance industry.
  • Strong proficiency in Python for statistical modeling and data analysis.
  • Comfortable leveraging AI-assisted coding tools (Claude, Copilot, etc.) while critically validating outputs.
  • Experience working with large-scale datasets and building production-grade analytical models.
  • Demonstrated experience with actuarial reserving models or insurance forecasting methodologies.
  • Experience applying machine learning techniques such as regression models, gradient boosting, classification models, or anomaly detection.
  • Ability to design models that influence pricing, underwriting decisions, and portfolio risk management.
  • Strong SQL and data manipulation skills.
  • Experience building automated analytical pipelines or reporting workflows.
  • **Soft skills: **Curious, hard-working, thinking outside of the box, creative, attention to detail, and use of Claude code.
  • **Preferred Qualifications**: Actuary, Mathematics, Big Four consulting experience.
Benefits
  • Health Care Plan (Medical, Dental & Vision)
  • Retirement Plan (401k) match
  • Wellness benefits, including EAP, Gym Reimbursement, etc.
  • Life Insurance (Basic, Voluntary & AD&D)
  • Paid Time Off (Vacation, Sick & Public Holidays)
  • Paid Family Leave (Maternity, Paternity)
  • Tuition Assistance
  • Professional Training & Development
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
Pythonstatistical modelingdata analysisactuarial modelingpredictive risk modelingmachine learningSQLdata manipulationautomated analytical pipelinesdynamic pricing frameworks
Soft Skills
curioushard-workingcreativeattention to detailcritical thinking
Certifications
Actuary