Drive a strong risk culture and embed an effective risk framework across the business.
Deliver confident second‑line challenge on digital initiatives and ensure clear ownership of controls and issues.
Lead end‑to‑end risk assessment, including RCSAs and deep‑dives into major tech and change risks.
Test control effectiveness, analyse root causes, and keep exposures within appetite.
Set the governance agenda for AI and machine learning.
Define and enforce standards on AI ethics, data privacy, and algorithmic accountability, while overseeing model validation and monitoring to support safe, responsible innovation.
Provide sharp oversight of cybersecurity, IT infrastructure, and cloud risks.
Partner with IT and Security to ensure strong controls aligned to ISO/IEC 27001 and NIST, track emerging threats, and drive timely mitigation.
Ensure alignment with PRA/FCA expectations and industry standards.
Produce high‑quality risk reporting (including ORSA), manage regulatory interactions, and stay ahead of evolving guidance on AI, data, and model risk.
Act as a trusted advisor to senior leaders. Deliver clear, authoritative challenge, translate complex tech risks into business‑ready insights, and influence decisions up to Board level to keep the firm within appetite.

Requirements

Strong second‑line risk background in UK general insurance, with solid understanding of underwriting, claims, and core operations.
Deep knowledge of ERM tools (RCSAs, KRIs, risk registers) and UK regulatory frameworks including Solvency II and PRA/FCA expectations.
Proven capability across AI/ML, data governance, cyber, and cloud.
Confident challenging IT and data science teams using frameworks like COBIT, NIST, and ISO 27001.
Skilled at engaging senior stakeholders and executives, delivering clear challenge, and driving cross‑functional alignment on risk decisions.
Relevant degree with desirable professional credentials (IRM, CISSP/CISM, CRISC).
Strong awareness of data protection and emerging AI ethics standards.

Benefits

Flexible working – 36.25 hours a week with flexitime & hybrid options
Annual pay review – plus performance bonuses (up to 30% depending on level)
Generous holidays – 25–27 days + bank holidays, with buy/sell options
Pension perks – 7.5% employer contribution, rising to 9% with your input
A culture where everyone belongs – we're committed to diversity, equity & inclusion, with real action, employee-led community groups, and ongoing learning to make Covéa a place where everyone can thrive
Mental & financial support – through our dedicated Wellbeing group
Career growth – training, qualifications & apprenticeships to help you thrive
Health & wellbeing – private medical cover, 24/7 Virtual GP, health checks, flu jabs & more
Drive in style – Tusker Car Scheme with fully maintained insured vehicles
Extra savings – gym discounts, Cycle to Work, and retail offers via Perkpal
And much more !

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

risk assessmentRCSAsAI ethicsdata privacyalgorithmic accountabilitycybersecurityIT infrastructurecloud risksERM toolsdata governance

stakeholder engagementinfluencing decisionsclear communicationcross-functional alignmentauthoritative challengetrusted advisor

IRMCISSPCISMCRISC