Property Claims Specialist

Coterie

Property Claims Specialist managing commercial property claims for Coterie Insurance. Developing strategies and collaborating with stakeholders to enhance the claims experience in a remote setting.

Posted 7/14/2026full-timeRemote • 🇺🇸 United StatesMid-LevelSenior💰 $75,000 - $110,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in resolving Commercial Property claims with a strong understanding of insurance industry practices, policy construction, and legal concepts. Capable of effective negotiation, collaboration, and communication to drive strategic initiatives and manage complex claims.

Highest-signal resume keywords

Commercial Property Claims ResolutionInsurance Industry KnowledgeAdjuster LicensingNegotiation SkillsMicrosoft Office Proficiency

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Claims InvestigationCoverage AnalysisReserve EstimationSubrogation Action ManagementContractual Indemnity Issues

Soft Skills

Exceptional Communication SkillsTime ManagementOrganizational SkillsInterpersonal SkillsTeam Collaboration

Certifications & Qualifications

Adjuster Licensing

Industry Keywords

Insurance Claims OperationsISO Commercial BOP FormsProperty and Casualty ClaimsCoverage Position LettersClaims Stakeholder Management

About the role

Key responsibilities & impact

Develop and implement strategy to drive resolution of Commercial Property claims of moderate to higher levels of severity and complexity
Coordinate and collaborate with cross-functional Coterie team members on process, product, project, insurance, and other global enterprise initiatives
Investigate claim and review the insureds' materials, documents, reports etc.
Identify and assess coverage issues, draft coverage position letters, and retain coverage counsel, when necessary as well as review coverage counsel's opinion letters and analysis
Develop and implement strategy relative to coverage issues which correlate with the overall strategy of matters entrusted to the handler's care
Analyze coverage and damages for purposes of estimating, assessing and recommending reserves
Maintain a diary of all claims, post reserves in a timely fashion, and expeditiously respond to claims inquiries from insured, counsel, underwriters, brokers, and senior management
Negotiate resolution of claims
Analyze, and direct initial risk transfer, subrogation action, additional insured issues, and contractual indemnity issues, to ensure equitable contribution across all claim stakeholders
Prepare and present written/oral reports to senior management setting forth all issues influencing evaluation and recommending reserves

Requirements

What you’ll need

5+ years of work experience at an insurance company and/or insurance claims loss adjustment service provider resolving property and casualty claims
Considerable working knowledge of insurance industry and insurance claims operations particularly around commercial property and casualty claims, policy construction, ISO Commercial BOP forms
Proper adjuster licensing in all applicable states
Legal concepts and processes knowledge base
Exceptional communication (written and verbal), influencing, evaluation, negotiating, listening, and interpersonal skills
Strong time management and organizational skills
Ability to take part in active strategic discussions
Excellent collaboration skills, self-motivated and willing to take initiative
Able to understand and synthesize day to day work within the team into trends, themes, successes and opportunities over periods of time
Strong negotiation and persuasion abilities
Exceptional interpersonal and client service skills
Detail oriented and superior organizational skills
Team player with the ability to collaborate with others
Ability to work independently, with support, in a fast-paced, evolving environment
Hands-on experience and strong aptitude with Microsoft Office

Benefits

Comp & perks

100% remote
Health insurance through Aetna (we pay 100% of premiums)
Dental and vision insurance through Guardian (we pay 100% of premiums)
Basic life insurance (we pay 100% of premiums)
Access to flexible spending account (FSA) or health savings account (HSA) (for those using HSA eligible plans)
401K plan (up 4% match with immediate vest)
Must be 21 years of age or older to participate
Flexible PTO policy offering employees up to 4 weeks of PTO in their first 12 months
12 company-paid holidays each year
Continuing education annual stipend