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Cornerstone Capital Bank

SVP Underwriting

Cornerstone Capital Bank

Senior Vice President leading the underwriting organization at Cornerstone Home Lending. Driving performance, regulatory compliance, and enterprise collaboration.

Posted 7/1/2026full-timeRemote • 🇺🇸 United StatesLeadWebsite

About the role

Key responsibilities & impact
  • Provide strategic and operational leadership for the underwriting organization.
  • Drive performance, scalability, and consistency across all lending channels.
  • Build a high-performing organization that delivers sound credit decisions.
  • Maintain regulatory compliance and support company’s growth objectives.
  • Lead enterprise-wide collaboration across Sales, Operations, Capital Markets, Product, Risk, Compliance, and Technology.
  • Enhance underwriting capabilities, improve efficiency, and elevate customer and employee experience.
  • Set and execute a forward-looking underwriting vision aligned with corporate growth.
  • Contribute to enterprise decision-making and cross-functional strategic initiatives.
  • Champion continuous improvement through modernization of processes and tools.
  • Establish performance frameworks, KPIs, and accountability measures for quality and speed.
  • Optimize organizational structure and resource allocation.
  • Oversee end-to-end underwriting execution across all products and channels.
  • Partner with Technology to advance automation and decisioning tools.
  • Develop and mentor senior underwriting leaders to build a strong leadership bench.

Requirements

What you’ll need
  • 10+ years of progressive mortgage underwriting experience, with 7+ years in leadership roles.
  • Bachelor’s degree in business, Finance, or related field preferred
  • Proven ability to lead within a complex, matrixed organization and drive enterprise-wide transformation.
  • Experience in agency, government, and investor underwriting guidelines (Conventional, FHA, VA, USDA, etc.).
  • Strong knowledge of regulatory requirements, compliance standards, and risk management practices.
  • Demonstrated success building and scaling high-performing teams in dynamic environments.
  • Track record of delivering measurable improvements in quality, service levels, productivity, and operational efficiency.
  • Exceptional executive presence, communication, and stakeholder management skills.
  • Experience with delegated underwriting authority and investor relationships.
  • Exposure across multiple lending channels (Retail, Wholesale, Correspondent, Consumer Direct).
  • Leadership experience in technology enablement, workflow automation, or digital transformation initiatives.
  • DE (Direct Endorsement) and/or SAR designation, where applicable.

Benefits

Comp & perks
  • Medical
  • Dental
  • Vision
  • Accidental Death
  • Long-Term Disability
  • Short-Term Disability
  • FSA
  • HSA
  • 401K
  • Basic Life
  • Voluntary Life
  • Paid Parental Leave

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools
Mortgage UnderwritingRisk Management PracticesPerformance FrameworksKPI DevelopmentWorkflow AutomationDigital TransformationCredit DecisioningEnd-to-End Underwriting ExecutionTeam BuildingProcess Modernization
Soft Skills
Executive PresenceCommunication SkillsStakeholder ManagementCollaborationMentoring
Certifications
DE (Direct Endorsement)SAR Designation