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SVP Underwriting
Cornerstone Capital BankSenior Vice President leading the underwriting organization at Cornerstone Home Lending. Driving performance, regulatory compliance, and enterprise collaboration.
About the role
Key responsibilities & impact- Provide strategic and operational leadership for the underwriting organization.
- Drive performance, scalability, and consistency across all lending channels.
- Build a high-performing organization that delivers sound credit decisions.
- Maintain regulatory compliance and support company’s growth objectives.
- Lead enterprise-wide collaboration across Sales, Operations, Capital Markets, Product, Risk, Compliance, and Technology.
- Enhance underwriting capabilities, improve efficiency, and elevate customer and employee experience.
- Set and execute a forward-looking underwriting vision aligned with corporate growth.
- Contribute to enterprise decision-making and cross-functional strategic initiatives.
- Champion continuous improvement through modernization of processes and tools.
- Establish performance frameworks, KPIs, and accountability measures for quality and speed.
- Optimize organizational structure and resource allocation.
- Oversee end-to-end underwriting execution across all products and channels.
- Partner with Technology to advance automation and decisioning tools.
- Develop and mentor senior underwriting leaders to build a strong leadership bench.
Requirements
What you’ll need- 10+ years of progressive mortgage underwriting experience, with 7+ years in leadership roles.
- Bachelor’s degree in business, Finance, or related field preferred
- Proven ability to lead within a complex, matrixed organization and drive enterprise-wide transformation.
- Experience in agency, government, and investor underwriting guidelines (Conventional, FHA, VA, USDA, etc.).
- Strong knowledge of regulatory requirements, compliance standards, and risk management practices.
- Demonstrated success building and scaling high-performing teams in dynamic environments.
- Track record of delivering measurable improvements in quality, service levels, productivity, and operational efficiency.
- Exceptional executive presence, communication, and stakeholder management skills.
- Experience with delegated underwriting authority and investor relationships.
- Exposure across multiple lending channels (Retail, Wholesale, Correspondent, Consumer Direct).
- Leadership experience in technology enablement, workflow automation, or digital transformation initiatives.
- DE (Direct Endorsement) and/or SAR designation, where applicable.
Benefits
Comp & perks- Medical
- Dental
- Vision
- Accidental Death
- Long-Term Disability
- Short-Term Disability
- FSA
- HSA
- 401K
- Basic Life
- Voluntary Life
- Paid Parental Leave
ATS Keywords
✓ Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
Mortgage UnderwritingRisk Management PracticesPerformance FrameworksKPI DevelopmentWorkflow AutomationDigital TransformationCredit DecisioningEnd-to-End Underwriting ExecutionTeam BuildingProcess Modernization
Soft Skills
Executive PresenceCommunication SkillsStakeholder ManagementCollaborationMentoring
Certifications
DE (Direct Endorsement)SAR Designation