Credit Risk Analyst
Continental Finance Company
full-time
Posted on:
Location Type: Hybrid
Location: Wilmington • United States
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About the role
- Execute end-to-end direct mail and ITA campaigns, including selection of prospective customers, list processing, and file delivery.
- Perform credit risk analysis to support targeting, offer strategy, and campaign decisioning.
- Monitor campaign performance, including response, approval, and early credit indicators.
- Identify, analyze, and report production trends to management.
- Partner with Marketing, Operations, IT to ensure accurate and timely campaign execution.
- Leverage credit bureau data, models, and new data sources to enhance targeting and credit risk strategies.
- Support test-and-learn initiatives and deliver actionable insights to optimize campaign performance.
- Maintain documentation and ensure data accuracy, controls, and compliance with internal policies.
Requirements
- Bachelor’s degree in quantitative fields such as Mathematics, Finance, Economics, or related discipline required.
- 1-3 years of analytical and/or data programming experience; consumer lending or credit card industry experience preferred.
- Proficiency in SQL and at least one programming language (Python or SAS).
- Strong quantitative and problem-solving skills
- Strong work ethic with the ability to learn quickly and communicate effectively.
Benefits
- Competitive compensation
- Health insurance
- Retirement plans
- Paid time off
- Flexible work arrangements
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
SQLPythonSAScredit risk analysisdata programmingdata accuracycampaign performance monitoringlist processingfile deliverydata modeling
Soft Skills
quantitative skillsproblem-solving skillsstrong work ethicability to learn quicklyeffective communication