CRA Officer

ComplyRight, Inc.

CRA Officer leading Ocean Bank’s Community Reinvestment Act compliance strategy. Partnering with teams to ensure regulatory compliance and community development objectives are met.

Posted 7/17/2026full-timeRemote • Florida • 🇺🇸 United StatesSeniorLeadWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates extensive knowledge of consumer regulations and compliance, particularly in CRA, HMDA, ECOA, and Fair Lending. Proven ability to lead compliance programs, manage regulatory examinations, and provide training and guidance to business units.

Highest-signal resume keywords

CRA Compliance AdministrationConsumer Regulations KnowledgeData Analysis and ReportingRegulatory Examination ManagementSupervisory Experience

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

CRA ComplianceHMDA ComplianceECOA ComplianceFair Lending ComplianceData AnalysisRegulatory ReportingCommunity Program DevelopmentRisk AssessmentPolicy DevelopmentCompliance Documentation

Soft Skills

Excellent Communication SkillsInterpersonal SkillsOrganizational SkillsSelf-MotivatedAttention to Detail

Tools & Technologies

MS Office SoftwareExcelWordOutlookPowerPointTeams

Industry Keywords

Community Reinvestment ActHome Mortgage Disclosure ActEqual Credit Opportunity ActUnfair and Deceptive Practices ActFair Housing ActTRIDRESPATILAConsumer ComplianceBanking Regulations

About the role

Key responsibilities & impact

Lead and monitor the bank’s CRA program to support ongoing regulatory compliance and performance objectives.
Review and analyze CRA, HMDA, ECOA, Fair Lending, and related consumer compliance activities to identify trends, risks, and opportunities for improvement.
Partner with internal stakeholders to evaluate community development investments, donations, and service activities for CRA consideration and documentation.
Support and coordinate regulatory examinations, internal audits, and compliance reviews, including preparation of responses and supporting documentation.
Provide guidance, training, and subject matter expertise to business units on lending compliance requirements and regulatory expectations.
Assist in developing, enhancing, and maintaining compliance policies, procedures, monitoring reports, and risk assessments.
Prepare reporting and materials for management committees and help promote effective governance of CRA and consumer compliance initiatives.
Review and respond to consumer complaints as needed.
Review lending and other related advertising and marketing materials.
Responsible for attending regulatory, professional/trade and civic association meetings held related to CRA/HMDA/ECOA/Fair Lending compliance.
Serve as a trusted compliance partner by helping address regulatory questions, consumer complaints, and emerging compliance matters.

Requirements

What you’ll need

Bachelor’s degree in Business (Finance, Economics or Accounting).
7+ years of experience directly related to CRA/HMDA/ECOA/Fair Lending compliance administration.
3+ years in a supervisory or managerial position.
Extensive knowledge of consumer regulations, including but not limited to: Community Reinvestment Act, Home Mortgage Disclosure Act, Equal Credit Opportunity Act, Unfair and Deceptive Practices Act, Fair Housing Act, Fair Lending Interagency Statements, TRID, RESPA and TILA.
Proven ability to develop and manage community programs.
Experience with managing the CRA Compliance Examination process and proactively engaging with regulators.
Ability to use sound judgment and make critical decisions regarding CRA compliance with minimal supervision.
Experience with data analysis and reporting.
Knowledge of banking products and services.
Ability to understand and implement job related policies and procedures.
Must have strong familiarity with regulatory banking environment and banking regulations.
Must possess excellent verbal and written communication skills, interpersonal and organizational skills.
Highly self-motivated, self-directed, and attentive to detail.
Proficiency in MS Office Software, (Excel, Word, Outlook, Power Point, and Teams).

Benefits

Comp & perks

Periodic travel may be required to the branches and to outside organizations.