Senior Credit Risk Analyst

Commonwealth Bank

Senior Credit Risk Analyst leveraging data for credit strategy improvement at the bank. Collaborating with multiple teams to analyze portfolio performance and provide insights.

Posted 7/28/2026full-timeSydney • 🇦🇺 AustraliaSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates strong analytical capabilities in credit risk analysis, utilizing SQL, Python, and Tableau to derive actionable insights and support credit strategy development. Possesses a solid understanding of Australian retail credit portfolios and core portfolio metrics, effectively communicating findings to stakeholders.

Highest-signal resume keywords

Credit Risk AnalysisSQLPythonTableauPortfolio Performance Monitoring

ATS Keywords

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Hard Skills

Analytical CapabilityData InterpretationSegmentation AnalysisImpact ModellingPerformance Review

Soft Skills

Problem-SolvingStructured ThinkingAnalytical ReasoningCuriosityCommunication

Tools & Technologies

SASExcelData ToolsModern Platforms

Certifications & Qualifications

Tertiary Qualification in Quantitative Discipline

Industry Keywords

Australian Retail Credit PortfoliosPerformance DriversRisk LandscapePortfolio MetricsCredit Decisions

Tech Stack

Tools & technologies

PythonSQLTableau

About the role

Key responsibilities & impact

Portfolio analysis and performance monitoring
Analyse portfolio trends, drivers, emerging risks, and opportunities across the credit lifecycle
Identify performance shifts and translate findings into clear, actionable recommendations
Provide analytical support to credit strategy development through segmentation analysis, decisioning performance review, and impact modelling
Support the design and testing of rule changes and policy adjustments
Use data and analytical tools to uncover meaningful patterns, validate business hypotheses, and quantify the impact of credit decisions on portfolio outcomes
Use advanced analytics, data tools, and modern platforms to improve portfolio understanding and identify opportunities to enhance credit strategies and processes
Partner with business, technology, operations, and risk teams to provide analytical support for credit decisions

Requirements

What you’ll need

Experience in credit risk, banking, or another analytics-led decision environment where you have supported analytical or portfolio analysis work
Strong analytical capability, with the ability to interpret complex data, identify meaningful patterns, and derive insights that inform action
Skills in SQL, Python, SAS, Excel, Tableau, or similar tools used for analysis
Ability to translate analysis into clear, practical recommendations that balance customer outcomes, risk appetite, and business performance
Sound understanding of Australian retail credit portfolios, including key segments, performance drivers, and the broader risk landscape
Working knowledge of core portfolio metrics such as losses, recoveries, provisions, and return outcomes
Strong problem-solving, structured thinking, and analytical reasoning skills
Experience communicating analytical findings clearly to business and risk stakeholders
A curious mindset and willingness to keep learning and improving
A tertiary qualification in a quantitative, analytical, commercial, legal, technology, or related discipline is valued, or equivalent practical experience

Benefits

Comp & perks

Flexibility to balance where work is done with at least half their time each month connecting in office
Part-time arrangements
Job share options