Senior Credit Risk Analyst

Commonwealth Bank

Senior Credit Risk Analyst leveraging analytical skills to shape credit decisions for Australian bank. Engaging with cross-functional teams to enhance portfolio performance through data insights.

Posted 7/17/2026full-timeMelbourne • 🇦🇺 AustraliaSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates strong analytical capabilities in credit risk and portfolio analysis, utilizing tools such as SQL, Python, and Tableau to provide actionable insights and recommendations. Possesses a solid understanding of Australian retail credit portfolios and core portfolio metrics, enhancing decision quality and credit strategies.

Highest-signal resume keywords

Credit Risk AnalysisSQLPythonTableauAnalytical Reasoning

ATS Keywords

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Hard Skills

Portfolio AnalysisPerformance MonitoringData AnalysisAnalytical SupportRule Changes DesignPolicy AdjustmentsCore Portfolio MetricsLosses UnderstandingRecoveries UnderstandingProvisions Understanding

Soft Skills

Problem-SolvingStructured ThinkingClear Communication

Tools & Technologies

SASExcel

Certifications & Qualifications

Tertiary Qualification in Quantitative Discipline

Industry Keywords

BankingAnalytics-Led Decision EnvironmentAustralian Retail Credit

Tech Stack

Tools & technologies

PythonSQLTableau

About the role

Key responsibilities & impact

Portfolio analysis and performance monitoring
Identify performance shifts and translate findings into clear, actionable recommendations
Provide analytical support to credit strategy development
Support the design and testing of rule changes and policy adjustments
Use data and analytical tools to uncover meaningful patterns
Improve portfolio understanding, strengthen decision quality, and enhance credit strategies
Partner with business, technology, operations, and risk teams to provide analytical support

Requirements

What you’ll need

Experience in credit risk, banking, or another analytics-led decision environment
Strong analytical capability
Skills in SQL, Python, SAS, Excel, Tableau, or similar tools
Ability to translate analysis into clear, practical recommendations
Sound understanding of Australian retail credit portfolios
Working knowledge of core portfolio metrics such as losses, recoveries, provisions, and return outcomes
Strong problem-solving, structured thinking, and analytical reasoning skills
Experience communicating analytical findings clearly to business and risk stakeholders
A tertiary qualification in a quantitative, analytical, commercial, legal, technology, or related discipline is valued, or equivalent practical experience

Benefits

Comp & perks

Flexibility to balance where work is done with at least half time in the office
Many other flexible working options available including changing start and finish times, part-time arrangements and job share