Senior Manager, Credit Oversight
Commonwealth Bank
full-time
Posted on:
Location Type: Hybrid
Location: Brisbane City Area • 🇦🇺 Australia
Visit company websiteJob Level
Senior
About the role
- Perform independent peer reviews of high-risk credit transactions, validating analytical completeness and accuracy.
- Identify analytical gaps and provide constructive feedback to deal teams, driving adherence to Business Banking’s credit assessment standards.
- Ensure minimum analytical standards are met and aligned with risk frameworks and credit policy.
- Support continuous improvement of credit analysis templates, tools, and AI-enabled workflows.
- Provide thematic insights on recurring credit weaknesses, emerging risks, and capability gaps.
- Partner with segment leaders and Learning & Capability teams to design targeted training programmes and reference materials.
- Prepare oversight reporting and insights packs for leadership teams, tracking rework rates and oversight outcomes.
- Recommend process enhancements or automation opportunities to improve efficiency and oversight coverage.
- Build trusted relationships with frontline bankers, credit teams and segment leaders, delivering feedback and coaching in a collaborative, solution-focused manner.
- Engage with governance, assurance, and control functions to support end-to-end risk management maturity.
Requirements
- Excellent experience in commercial or corporate credit risk management, portfolio oversight, or credit assurance.
- Proven capability in financial statement analysis, forecasting, sensitivity analysis, and transaction structuring.
- Strong knowledge of Business Banking risk frameworks and credit approval processes.
- Experience providing independent risk challenge and analytical feedback to senior stakeholders.
- Experience in credit learning, coaching, or quality assurance.
- Familiarity with AI or data-driven analytical tools supporting credit risk assessment.
- Bachelor's degree in Commerce, Finance, Accounting, or Economics.
- Postgraduate qualifications (e.g. CPA, CA, CFA, FRM) are desirable.
- Credit accreditation and/or lending authority preferred.
Benefits
- Flexible work arrangements
- Professional development opportunities
- Collaboration with diverse teams and perspectives
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
credit risk managementfinancial statement analysisforecastingsensitivity analysistransaction structuringcredit assessment standardsanalytical feedbackprocess enhancementsautomation opportunitiescredit learning
Soft skills
constructive feedbackcollaborativesolution-focusedrelationship buildingcoachingcommunicationorganizationalanalyticalinsight generationtraining design
Certifications
Bachelor's degree in CommerceBachelor's degree in FinanceBachelor's degree in AccountingBachelor's degree in EconomicsCPACACFAFRMcredit accreditationlending authority