Corporate Counsel, Financial Services

Collectors

Corporate Counsel serving as legal lead for Collectors' Financial Services lending program. Drafting agreements and partnering with teams on compliance and regulatory matters.

Posted 7/16/2026full-timeSanta Ana • California • 🇺🇸 United StatesMid-LevelSenior💰 $190,000 - $300,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in consumer lending regulation, including TILA/Reg Z, UDAAP, FCRA, ECOA, and GLBA, while effectively managing legal responsibilities in a fast-paced fintech environment. Strong ability to partner with cross-functional teams to ensure compliance and governance across lending and payments operations.

Highest-signal resume keywords

Consumer Lending RegulationCalifornia Bar MembershipIn-House Legal ExperienceAML/BSA CompliancePayments and Money Movement

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Drafting Loan AgreementsRegulatory PositioningProgram GovernanceDisclosures MaintenanceMarketing Compliance ReviewLegal Advisory on KYCBank Partnership StructuresFintech Legal ExpertiseConsumer Protection LawsState Licensing

Soft Skills

Strong Organizational SkillsAbility to Manage Multiple WorkstreamsEffective CommunicationCross-Functional CollaborationAdvisory Skills

Certifications & Qualifications

California Bar MembershipRegistered In-House Counsel Eligibility

Industry Keywords

FintechBaaS PlatformConsumer LendingMoney TransmissionStored ValueEFTA/Reg ECard Network BasicsCompliance RequirementsRegulatory DevelopmentsNovel Product Structures

About the role

Key responsibilities & impact

Take primary legal responsibility for Collectors' lending program, including drafting commercial and consumer loan agreements, key partner agreements, program documents, and ongoing program governance
Partner with outside counsel, consultants, and the Collectors Financial Services team on program design and regulatory positioning
Draft and maintain disclosures and review marketing materials in compliance with applicable laws
Stay current on developments in consumer lending regulation and emerging requirements affecting program structure
Advise on AML/BSA, OFAC, and KYC obligations applicable to lending counterparties and payments flows
Cross-functional partnership to embed legal and compliance requirements across the lending lifecycle and non-lending payments flows

Requirements

What you’ll need

A graduate of a top law school with AmLaw100 or other large national law firm experience
In good, active standing with the California Bar (or eligible for registered in-house counsel status)
6+ years of legal experience, with at least 2-3 years at a fintech, BaaS platform, or other consumer lending company in an in-house legal role or a similar role advising such companies at a top law firm
Substantive experience with consumer lending regulation: TILA/Reg Z, UDAAP, FCRA, ECOA, GLBA, state licensing, and bank partnership program structures
Working familiarity with payments and money movement concepts (money transmission, stored value/wallets, EFTA/Reg E, card network basics) sufficient to spot issues and partner effectively with business teams
Comfortable advising on novel product structures and partnering with business teams in a fast-moving environment
Strong organizational skills with the ability to manage multiple workstreams while maintaining quality

Benefits

Comp & perks

Health Insurance: All full-time employees are eligible to enroll in Medical, Dental, and Vision
Additional Benefits: Full-time employees are eligible for fertility, commuter, and educational assistance benefits
401(K) Matching Plan: We are proud to offer a competitive 401k matching plan to our employees to support their future financial goals
Vacation: All salaried employees are eligible for flexible time-off
Holiday Pay: All regular, full-time employees are eligible for ten company paid holidays
Employee Discounts: Employees receive discounts on select grading services for approved submissions
Flexible Hours: Many of our teams offer flexible schedules with varying shifts and will work with you to accommodate your needs
Fun Working Environment: Our team members are invited to participate in celebrations, holiday events, and team building activities