Clutch

Senior Software Engineer – Lending

Clutch

contract

Posted on:

Location Type: Remote

Location: Remote • 🇺🇸 United States

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Job Level

Senior

About the role

  • Work closely with product and credit teams to build go-to-market functions for lending decisioning engine.
  • Debug and resolve complex issues independently, anticipate potential blockers, and help unblock others when needed.
  • Evaluate scope and requirements critically, surfacing ambiguities early and ensuring clarity before execution.
  • Communicate progress, risks, and blockers proactively through various updates.
  • Provide detailed peer reviews that improve code quality, maintainability, and extensibility.
  • Drive continuous improvement by identifying technical debt and sharing best practices.

Requirements

  • Strong product-oriented mindset, able to connect technical decisions with business impact.
  • Proven ability to debug and resolve complex issues independently, providing clear root-cause analysis and documenting learnings.
  • Experience collaborating cross-functionally with Product, Credit, Implementation, and external stakeholders to align on scope and trade-offs.
  • Consistent ownership of small-to-medium projects end-to-end, from discovery and design to deployment and follow-up.
  • Ability to critically evaluate requirements, anticipate risks, and propose pragmatic alternatives that improve clarity and delivery outcomes.
  • Advanced English skills, both spoken and written.
  • Plus: previous experience with loan origination systems is a strong differentiator.
Benefits
  • Remote Flexibility: Enjoy the freedom of remote work from anywhere, balancing life and career seamlessly.
  • Unforgettable Off-Sites: Twice a year, bond with colleagues in exciting destinations, fostering teamwork and fresh ideas.
  • Paid Time Off and National Holidays: Enjoy 20 PTO days yearly and the National Holidays for relaxation and rejuvenation.
  • Stock Options: Joining us means having a stake in our success, so you'll receive stock options as part of your compensation package.
  • Home Office Setup: Create your ideal workspace with a dedicated budget for home office essentials.
  • Work Trip Budget: Grow personally and professionally with a budget for work-related trips and co-working.

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard skills
debuggingroot-cause analysiscode qualitymaintainabilityextensibilitytechnical debtlending decisioning engineloan origination systems
Soft skills
product-oriented mindsetcross-functional collaborationownershipcritical evaluationrisk anticipationproactive communicationclarity improvementdocumentation