Risk Analyst
ClarityPay
full-time
Posted on:
Location Type: Hybrid
Location: Atlanta • United States
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Job Level
About the role
- Performing financial and economic data experimentation and leveraging advanced data analytics to derive critical insights.
- Review capital markets, dissect complex data, and translate it into actionable strategies to help optimize credit underwriting.
- Determining and optimizing merchant limit assignments to ensure they are set optimally to balance risk and growth and drive user engagement.
- Optimizing ClarityPay’s portfolio, managing risk and ensuring the health and profitability of credit offerings.
- Designing and implementing inclusive credit strategies and economic credit models by utilizing alternative data and expanding credit to more users while managing the risk strategically.
- Partnering with Machine Learning and Engineering teams to build effective credit risk capabilities.
- Collaborate with Product teams to develop new products and features, the Merchant Pricing Team to value different Merchants, and the Finance team to facilitate discussions with debt and equity investors.
Requirements
- 1–3 years of experience in an analytically-driven role (analytics, consulting, finance, etc.).
- Strong working knowledge of SQL and/or experience with Python or R.
- Practical and theoretical knowledge of A/B testing.
- Bachelor's or Master's degree in a quantitatively rigorous subject area (statistics, math, finance, economics, or a related field).
- Strong interpersonal skills and ability to work cross-functionally and influence both technical and non-technical audiences.
- Ability to think creatively and critically and thrive in a fast-paced, dynamic, and often ambiguous work environment.
Benefits
- H1B transfer are available. No new sponsorships.
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
SQLPythonRA/B testingdata analyticscredit underwritingcredit riskeconomic modelsdata experimentationportfolio optimization
Soft Skills
interpersonal skillscross-functional collaborationinfluencecreative thinkingcritical thinkingadaptabilityproblem-solvingcommunicationteamworkstrategic thinking
Certifications
Bachelor's degreeMaster's degree