Commercial Real Estate Portfolio Management Officer

City National Bank of Florida

Commercial real estate portfolio officer managing loan underwriting, renewals, covenant monitoring, and risk assessment for City National Bank of Florida. Supporting relationship managers, client servicing, examinations, and portfolio growth.

Posted 8/18/2026full-timeFlorida • 🇺🇸 United StatesSeniorLeadWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates extensive experience in commercial real estate underwriting and portfolio management, with a strong focus on risk assessment, compliance, and client relationship management. Proficient in analyzing complex credit requests and maintaining loan portfolios while ensuring adherence to regulatory requirements.

Highest-signal resume keywords

Commercial Real Estate UnderwritingPortfolio ManagementRisk AssessmentCredit AnalysisMicrosoft Excel

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

UnderwritingCredit ProcessingLoan ReviewFinancial AnalysisRisk RatingConstruction UnderwritingC&I ExperienceQuality ControlCredit Approval PackagesLoan Modifications

Soft Skills

Detail-OrientedProblem SolvingDecision MakingEffective CommunicationInterpersonal Skills

Tools & Technologies

Microsoft Office

Industry Keywords

Commercial Real EstateOCC-Regulated InstitutionsLoan CovenantsAsset RecoveryRelationship Management

About the role

Key responsibilities & impact

Manage an assigned portfolio of commercial real estate loans
Underwrite and process new credit requests, including complex credits and construction projects
Underwrite specialty property assets
Handle renewals and modifications of existing credits
Conduct annual loan reviews and monitor loan covenants
Assess risk changes based on market and industry conditions
Ensure compliance with underwriting guidelines, credit policy, and regulatory requirements
Structure and underwrite new credit requests and prepare credit approval packages
Aggregate credit relationship details and perform quality control of supporting analyses
Advise the Real Estate Risk Manager and/or Director of Real Estate Risk on adverse changes in loan risk profiles
Monitor, maintain, and potentially grow loan portfolios with Relationship Managers
Process renewal and modification transactions and support restructuring of existing terms and conditions
Gather client financial information for underwriting and portfolio servicing assignments
Document risk rating changes, Watch List Action Plans, and transfers of underperforming credits to Asset Recovery
Support Relationship Managers' sales efforts, client and prospect calls, market research, and other client-oriented projects
Develop working knowledge of client relationships and prospect opportunities
Participate in bank examiner, auditor, and loan review staff examinations of the Real Estate loan portfolio
Participate in industry associations, seminars, and activities
Conduct ad hoc projects as directed by the Real Estate Risk Manager or Director of Real Estate Risk

Requirements

What you’ll need

10 years of commercial real estate underwriting and/or portfolio management experience
Preferably experience with OCC-regulated institutions
Construction underwriting experience is a plus
C&I experience with owner-occupied real estate is a plus
Computer literacy
Fluency in Microsoft Office programs, particularly Excel analysis
Strong verbal, written, and interpersonal skills
Effective report writing and written communication skills
Detail-oriented and organized
Ability to solve problems, make decisions, manage multiple underwriting deals, prioritize tasks, and meet deadlines
Ability to identify loan risks, problems, or questions during underwriting
Ability to make decisions quickly and confidently based on analysis
Ability to work independently with minimal supervision
Clear verbal communication with internal and external clients and third-party participants as needed
Ability to establish and maintain effective internal and external work relationships
Bachelor's Degree in Finance, Accounting, Business Administration, or Economics, or an equivalent combination of education and/or relevant professional experience in lieu of a degree

Benefits

Comp & perks

Hybrid workplace policy
Reasonable accommodation available during the hiring process