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Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in credit risk analysis, financial projections, and risk management practices, with a strong ability to interpret data and communicate findings effectively. Proficient in conducting risk assessments, supporting due diligence, and ensuring compliance with regulatory standards.
Highest-signal resume keywords
Credit Risk AnalysisFinancial ProjectionsRisk ManagementData InterpretationStress Testing
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Credit AnalyticsRisk AssessmentTransaction ExecutionCollateral Risk AssessmentFinancial Analysis
Soft Skills
Clear CommunicationProblem-SolvingTeam CollaborationAdaptability
Tools & Technologies
Risk Management Software
Industry Keywords
Corporate BankingCredit ProductsRegulatory ComplianceRisk AppetitePortfolio Management
About the role
Key responsibilities & impact- Conduct risk assessments and client credit analysis with supervision.
- Review financial results and peer analyses to support the preparation of financial projections.
- Assist in the preparation of green-light and transaction approval memos.
- Support due diligence activities and the building of cash flow models and sensitivity analyses.
- Escalate credit concerns and updates to senior risk and business managers.
- Support the proposal of risk mitigation actions by staying informed of related developments in the portfolio and industry, and by understanding the credit process, policies, and Citi's risk appetite.
- Assist with portfolio review preparation and the conduct of stress tests.
- Build working relationships with various teams across the bank, including deal, coverage, and product teams.
- Appropriately assess risk when business decisions are made, demonstrating consideration for the firm's reputation and safeguarding Citigroup, its clients, and assets.
- Support compliance with applicable laws, rules, and regulations, adhering to Policy, applying sound ethical judgment, and escalating, managing, and reporting control issues with transparency.
- Provide input into the risk analysis of tools used to monitor Credit Risk Exposure.
- Assist in the assessment of collateral risk and stress testing.
- Assist in the preparation of risk review materials for proactive risk management and to present to internal stakeholders.
- Assist in monitoring credit portfolio limits to ensure compliance with risk appetite limits.
Requirements
What you’ll need- 2+ years of experience in credit risk analysis or corporate banking
- Knowledge of accounting and corporate finance, risk management, credit and banking products, credit analytics, risk assessment, and transaction execution.
- Familiarity with data interpretation and ability to challenge decisions based on data analysis.
- Basic understanding of various risk factors including stress testing, collateral risk and volatility, concentration risks, liquidity, and wrong way risk, with demonstrated experience in reviewing these factors and challenging any discrepancies.
- Ability to interpret data, make sound decisions, and challenge the basis of the analysis.
- Clear and concise written and verbal communication.
- Ability to work with little direction and in a team.
- Problem-solving skills to identify, analyze, and challenge basic problems.
- Familiarity with risk management software and other relevant technologies.
- Adaptability and flexibility to respond to ad-hoc requests and changes in the regulatory environment.
Benefits
Comp & perks- Health insurance
- Paid time off
- Flexible work arrangements
- Professional development