Assistant Vice President – Credit Portfolio Senior Analyst

Citi

Credit Portfolio Sr Analyst overseeing analysis, implementation, and validation of Mortgage Business underwriting processes. Responsible for automation, compliance, and risk management in mortgage lending.

Posted 6/26/2026full-timeOfallon • Montana • 🇺🇸 United StatesSenior💰 $90,080 - $135,120 per yearWebsite

About the role

Key responsibilities & impact

Responsible for analyzing Wealth Credit Policy Guidelines utilized in Decision Select AUS on a monthly basis
Individual will develop loan eligibility automation requirements in compliance with Credit Policy to compare/contrast the mortgage loan application to assess loan eligibility and loan decision recommendations
Drives timely and high-quality automation in support of Policy and Process automation, with overarching goal of a defect free production implementation
Strengthen strategic impact by effective optimization utilizing risk automation to support the mortgage loan origination system(s) and process efficiencies
Drives and maintains stability of risk automation through testing of vendor and strategic initiatives affecting Citi’s internal fulfillment, external customers, and AUS recommendations
Manage to standard processes for scope/change management, risk management, issue management and risk communications
Communicate cross functional requirements and understanding of business processes and workflow
Collaborate in identifying process improvements and efficiencies to support business unit goals through dissecting issues and making recommendations
Understand Citi’s approach to managing risk, as described in our Risk Governance Framework, and how it relates to their roles and responsibilities
Appropriately assess risk when business decisions are made, demonstrating consideration for the firm's reputation and safeguarding Citigroup, its clients, and assets, by driving compliance with applicable laws, rules, and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing, and reporting control issues with transparency
Ensure escalation of all risks and issues to manager and senior stakeholders in a timely manner

Requirements

What you’ll need

5 years Mortgage Underwriting or 6-10 years Mortgage Processing required
Expertise in Credit Fundamentals, Credit Policy and Mortgage Lending Programs required
Proficient in Mortgage loan origination systems (LoanFX / Empower)
Comprehensive knowledge of Mortgage process and origination system and understanding of multiple areas within business functions and how they interact to achieve the objectives
Ability to work independently with strong attention to detail and accuracy
Excellent organizational skills, multi-tasking capabilities, and the ability to complete assignments within required deadlines in a fast-paced environment
Strong analytical and quantitative skills to filter, prioritize and validate complex material
Consistently demonstrate clear and concise written and verbal communication

Benefits

Comp & perks

medical, dental & vision coverage
401(k)
life, accident, and disability insurance
wellness programs
paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

Mortgage UnderwritingMortgage ProcessingCredit FundamentalsCredit PolicyMortgage Lending ProgramsLoan origination systemsRisk automationProcess automationTestingChange management

Soft Skills

Attention to detailOrganizational skillsMulti-taskingAnalytical skillsQuantitative skillsWritten communicationVerbal communicationCollaborationProblem-solvingTime management