Wealth Credit Risk 2LOD Officer, Vice President

Citi

Wealth Credit Risk Officer assessing creditworthiness of Wealth Clients and managing risk exposure. Overseeing risk assessments and credit performance across various Wealth Products with limited supervision.

Posted 6/13/2026full-timeMumbai • 🇮🇳 IndiaLeadWebsite

About the role

Key responsibilities & impact

analyzing the creditworthiness of Wealth Clients
assigning risk ratings
recommending credit extensions or withdrawals
providing ongoing monitoring of credit exposures
Risk assessment including evaluation of credit and financial performance
Understand applicable credit policies
local regulations
Establish and leverage cross-functional partnerships
Prepare risk management presentations for senior management
Has the ability to operate with a limited level of direct supervision
Can exercise independence of judgement and autonomy
Acts as SME to senior stakeholders
demonstrate proactive approach to make things progress
Appropriately assess risk when business decisions are made

Requirements

What you’ll need

8-10 years of relevant experience
Comprehensive understanding of Wealth Products
credit approval processes
risk assessment
creditworthiness evaluation
risk forecasting
In-depth knowledge of financial markets
banking operations
regulatory environment
Proven experience in strategic planning
coordinating tasks
overseeing projects related to credit approval and risk management
Proficiency in analyzing complex data
Excellent interpersonal and communication skills
Expertise in risk management
identifying potential risks
developing mitigation strategies
ensuring adherence to banking regulations and compliance requirements

Benefits

Comp & perks

access to telehealth options
health advocates
confidential counseling
expanded Paid Parental Leave Policy
access to an array of learning and development resources
generous paid time off packages
resources and tools to volunteer

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

risk assessmentcreditworthiness evaluationrisk forecastinganalyzing complex datacredit approval processesfinancial performance evaluationWealth Products knowledgerisk managementmitigation strategiesbanking operations

Soft Skills

interpersonal skillscommunication skillsstrategic planningindependence of judgementautonomyproactive approachcross-functional partnershipstask coordinationproject oversightability to operate with limited supervision