Credit Portfolio Officer – Vice President

Citi

Credit Portfolio Officer managing Best Buy's $10B+ retail credit card portfolio. Driving credit risk strategies with extensive data analysis and cross-functional collaboration.

Posted 6/11/2026full-timeSchaumburg • Illinois • 🇺🇸 United StatesLead💰 $114,720 - $172,080 per yearWebsite

Tech Stack

Tools & technologies

SQLUnix

About the role

Key responsibilities & impact

Responsible for developing, analyzing and executing ideas and initiatives designed to achieve business growth and loss mitigation goals
Driving credit risk initiatives in Best Buy's Existing Customer risk management with high cross-functional and partner interactions
Understand applicable credit policies, industry regulations and the requisite impact of those governance items on initiatives
Develop recommendations to adjust credit policies by analyzing credit and financial performance utilizing statistical scoring, segmentation, regression and simulation techniques
Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, forecasting and new program due diligence
Establish and leverage cross-functional partnerships and network with key internal and external constituencies
Prepare risk management presentations for senior management that include analytics on expected portfolio performance and areas of potential risk and/or opportunity
Appropriately assess risk when business decisions are made

Requirements

What you’ll need

5+ years of experience in credit card risk management or equivalent training and experience preferably in the financial services industry
Proven ability to apply credit and risk principles toward business goals
Demonstrated ability to synthesize and prioritize
Proven ability to remain organized in a fast-paced environment
Strong interpersonal, organizational and problem solving skills
Proven skills to manage effectively across cross functional areas in a matrix-organization
Extensive knowledge of SAS programming including macro and SQL and knowledge of Knowledge Studio

Benefits

Comp & perks

medical, dental & vision coverage
401(k)
life, accident, and disability insurance
wellness programs
paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

credit risk managementstatistical scoringsegmentationregression techniquessimulation techniquesSAS programmingSQLdata analysisfinancial analysisprofiling

Soft Skills

interpersonal skillsorganizational skillsproblem solving skillssynthesisprioritizationcross-functional collaborationfast-paced environment management