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Citi

Credit Portfolio Analytics, Intermediate Analyst

Citi

Credit Portfolio Intermediate Analyst focusing on risk strategies for US credit cards at Citi. Responsible for developing and executing risk management strategies to minimize losses while supporting business growth.

Posted 6/5/2026full-timeGurgaon • 🇮🇳 IndiaMid-LevelSeniorWebsite

Tech Stack

Tools & technologies
SQLUnix

About the role

Key responsibilities & impact
  • Enhance and improve the Risk policies using statistical techniques to optimize business growth and profits by minimizing the losses
  • Support tactical and strategic Risk Analytics projects for U.S. Consumer Cards
  • Independently manage development and implementation of effective risk management strategies that balances the risk and reward of the portfolio
  • Apply innovative analytical techniques to customer and transaction data to build risk mitigation strategies and processes
  • Apply subject matter expertise to the prioritization and planning of projects in conjunction with risk management policies and strategies.
  • Must be able to effectively provide updates and communicate key initiatives to senior risk management.
  • Analyze tests and performance using SAS and decision tree (CHAID/ CART)
  • Evaluate effectiveness of current policies and strategies

Requirements

What you’ll need
  • 3+ years of relevant experience
  • Experienced in developing, implementing, and monitoring credit strategies or scoring models across authorizations, underwriting, existing customer management and collections
  • Programming skills in advanced SAS, SQL, Knowledge Studio, SAS E-miner in mainframe, UNIX and PC environments
  • Highly proficient in Excel/pivot tables and PowerPoint.
  • Exposure to project/process management
  • Strong communication and presentation skills targeting a variety of audiences
  • Flexibility in approach and thought process
  • Strong influencing and facilitation skills.

Benefits

Comp & perks
  • Citi is an equal opportunity employer
  • reasonable accommodations for persons with disabilities

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
statistical techniquesrisk management strategiesrisk mitigation strategiesSASSQLKnowledge StudioSAS E-minerExcelpivot tablesdecision tree
Soft Skills
communication skillspresentation skillsinfluencing skillsfacilitation skillsflexibilityanalytical thinkingproject managementstrategic thinkingtactical planningindependent management