Senior Credit Risk Business Architect, Senior Vice President

Citi

. Lead the design and oversight of credit risk technology ecosystem.

Posted 5/15/2026full-timeWilmington • Florida, Illinois • 🇺🇸 United StatesSenior💰 $144,480 - $216,720 per yearWebsite

About the role

Key responsibilities & impact

Lead the design and oversight of credit risk technology ecosystem.
Ensure architecture and processes are future-ready, cost-efficient, and performing effectively across credit risk functions.
Partner with business leaders, IT, and Finance to evolve technology stack for decisioning, monitoring, reporting, and compliance needs.
Act as the key liaison translating business needs into technical solutions.
Provide architectural guidance during vendor evaluations, proof of concepts, and technology onboarding.
Establish and maintain the reference architecture for all credit risk capabilities.
Drive deeper evaluation of total cost of ownership (TCO) across platforms.
Ensure technology stack performance and scalability to support decision speed and accuracy.

Requirements

What you’ll need

10+ years of experience in credit risk, technology architecture, or related roles.
Strong background in enterprise architecture, solution design, and systems integration.
Proven ability to design and optimize credit risk decision engines, data platforms, and monitoring/reporting solutions.
Experience evaluating and implementing large-scale risk systems, including vendor platforms.
Strong understanding of cost management, performance optimization, and scalability principles.
Ability to bridge business and technology, translating complex needs into actionable designs.
Exceptional communication, leadership, and stakeholder management skills.
Bachelor’s degree in computer science, Engineering, Finance, or related field

Benefits

Comp & perks

medical, dental & vision coverage
401(k)
life, accident, and disability insurance
wellness programs
paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

credit risk technologyenterprise architecturesolution designsystems integrationcredit risk decision enginesdata platformsmonitoring solutionsreporting solutionscost managementperformance optimization

Soft Skills

communicationleadershipstakeholder managementtranslating business needsactionable designs